How long does it take to restore the over-limit function of Ping An Credit Card?

We all know that there are many factors that determine credit card limits. One is the limit imposed by the bank, and the other is the limit imposed by the cardholder himself. Therefore, the recovery time after being limited is also different.

1. Being restricted by the bank

1. If it is restricted only because it exceeds the bank's single-day consumption limit, then it will generally be resumed the next day, but it will still not be able to be used when consuming. If you exceed this single-day consumption limit, otherwise you will be restricted again, and you will have to wait until the card is restored the next day before using the card.

2. If the limit is due to bank risk control, such as overdue repayment, or cash withdrawal is limited, it will not be so easy to recover. If you don't want to recover after the due date, you must pay off the debt and then apply to the bank; and if the cash out is restricted, you need to provide various consumption vouchers to dispel the bank's doubts and prove that you are not cashing out.

These banks need to spend a certain amount of time for review. They will be restored after the review is passed, but it usually takes 1 to 3 working days.

2. Cardholder Limit

If the cardholder sets a transaction limit for the credit card, transactions cannot be made beyond this limit. This limit is easy to restore.

Cardholders only need to go to the official credit card website to modify the transaction limit. After the modification is successful, they can resume use immediately and happily spend with the card. After the consumption is successful, the limit can be adjusted back.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million.

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.