How to get a dynamic password from China Bank's mobile banking?

1, the way to get it is to open it at the counter. The bank will give us one when opening an account to open the online banking payment function. Dynamic password card, also called (Bank of China e-order card), has a chip and display screen with built-in power supply and password generation, and is based on a unique algorithm.

2. The password card will automatically update the password number of the dynamic password regularly. The password will be invalid as long as it is used once, and it will be a new password the next time.

3. This password card has several advantages: it is convenient and does not need to install a driver. We only need to input the currently displayed dynamic password according to the prompt provided by online banking at that time when transferring payment, and then we can complete the transaction;

The expanded data is similar to the U shield of online banking. Not every bank has a dynamic password card (password device) for mobile banking. Among them, there are several banks, including China Bank, China Industrial and Commercial Bank and China Agricultural Bank. The equipment has been updated, but other banks only rely on account numbers, account transaction passwords and mobile phone verification codes for the time being.

"There is a dynamic password security factor will be much greater. Even if there is a dynamic password card, the pace of mainland banks is different, and there are no unified standards and regulations in the industry. " Mr. Li said.

In fact, the reporter saw on a bank's mobile banking safety tip, "When customers open mobile banking at the counter, please be sure to use their mobile phone number." An expert who did not want to be named believes that once the mobile phone number and related account information are lost together, the risk of mobile banking will be great.

Baidu encyclopedia-dynamic password