Is it true that Shanghai Pudong Development Bank refunded the assessment fee?

Maybe a liar. There are too many scams now. If it involves some privacy aspects, especially telephone, WeChat and so-called bank voice customer service involving money, it is generally informal, so it is better to be cautious. For security reasons, you can contact the bank to verify the situation yourself.

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First, the assessment fee standard adopts progressive charging rate:

1, if the total house price is less than 1 ten thousand yuan (including 1 ten thousand yuan), 0.42% of the total appraisal price will be charged;

2, 1 10,000 yuan to 5 million yuan (including 5 million yuan) progressive billing rate is 0.3%;

0.12% of the total evaluation price will be charged from 35 million yuan to 20 million yuan;

4, 20 million yuan to 50 million yuan (including 50 million yuan) is 0.06% of the total evaluation price;

5. If the amount is more than 50 million yuan, 0.0 12% of the total evaluation price will be charged.

Second, the loan procedures:

Loan application. Borrowers apply for loans from local banks. In addition to applying for small loans in rural areas, relevant information is required when applying for other types of loans.

1. Basic information of the borrower and guarantor;

2. The financial report of the previous year approved by the financial department or accounting (auditing) firm, and the financial report of the previous period for applying for loans;

3, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, proof that the person who has the right to dispose of it agrees to mortgage and pledge, and relevant proof that the guarantor agrees to guarantee intention;

5. Project proposal and feasibility report;

6. Other relevant information deemed necessary by the Bank.

3. Mortgage guarantee fee refers to the guarantee certificate of a legal person, other economic organization or natural person who needs the borrower to provide sufficient compensation capacity in order to avoid mortgage risks. If you can find friends or relatives who are willing to provide you with guarantees and have financial strength, you can issue written documents and credit certificates for the bank. If you can't, you need to go to a professional guarantee company, and they will provide you with a guarantee and pay the fees at this time.

1, guarantee fee. The common guarantee methods are joint liability guarantee and mortgage guarantee of Beijing Housing Loan Guarantee Center. Among them, the guarantee of the guarantee center involves the guarantee service fee. The charge standard of the guarantee fee is three thousandths of the loan amount, with a minimum charge of 300, 9.8 fold for personal credit evaluation AA and 9.5 fold for personal credit evaluation AAA.

2. Housing appraisal fee. At present, new houses are exempt from appraisal, and second-hand houses need to assess the value of collateral. The expenses involved are charged at 0.3 ‰ of the appraised value, with the lowest charge of 300 yuan and the highest charge of 1.500 yuan.