What is the income generated by online banking?

Income from online banking means that money is transferred to your account through online banking.

Online banking income subsidy means that the company sends you some money through online banking, such as salary, bonus, subsidy, subsidy and reimbursement. Online banking income means that you have received money from this company.

Extended data:

(1) Online banking wage income refers to the fact that the employer has handled the related services of corporate online banking and paid the employees through corporate online banking. At this point, the user's bank card bill details will show "online banking salary income", while the enterprise account details will show "online banking salary expenditure". Usually, after the user receives the funds, the bank will remind the user through the mobile phone client and SMS.

(II) Online banking income is actually the business that the Head Office handles online banking payroll. Usually, the modification of the agent income payment application refers to the withholding business. Wage payment refers to a kind of financial intermediary business in which financial institutions pay labor remuneration and other funds for employees of organs, enterprises and institutions.

Under normal circumstances, financial institutions mainly make batch and centralized payments through their own networked core business processing systems, and then automatically transfer relevant wages and other funds into bank cards or personal settlement accounts agreed by depositors in advance to pay wages on behalf of enterprises and institutions. In addition, they can also pay social welfare insurance subsidies on behalf of the social insurance bureau.

(3) Online banking transfer refers to the payment and settlement behavior of transferring account funds to other accounts through online banking. Different banks have different regulations on online banking transfer. Take the construction behavior as an example to illustrate the following points:

1. Online banking transfer is divided into four situations: inter-bank transfer in the same city, inter-bank transfer in the same city, inter-bank transfer in different places and inter-bank transfer in different places;

2. Single transfer amount, up to 5 million yuan;

3. Online banking transfer fee standard:

(1) Free for each transaction below 5,000 yuan (including 5,000 yuan) in the same city, and above 5,000 yuan 1 yuan;

(2) 5000- 1 ,000 yuan (including 1 ,000 yuan) in different places, and the charge is 5 yuan; 10000-50000 yuan (including 50000 yuan), 7.5 yuan;

More than 50,000 yuan will be charged at 0.0/kloc-0.5% of the transfer remittance amount, and the highest charge will be 25 yuan.

4. Arrival time:

1) working days (excluding weekends and national statutory holidays): the funds do not exceed 50,000 yuan, and generally arrive within half an hour; If the amount exceeds 50,000 yuan, it will be submitted at 8:30- 17:00. Generally, it will be transferred to the receiving bank in real time and submitted at other times. The transfer will be accepted on the next working day and submitted to the People's Bank of China for processing.

2) Weekends or national holidays: the funds do not exceed 50,000 yuan, and are generally transferred to the receiving bank within half an hour. Funds exceeding 50,000 yuan but not exceeding 500,000 yuan shall be submitted between 0: 1 0 on a holiday and 23:30 on the last holiday 1 day, and generally transferred to the receiving bank within half an hour; In other cases, the transfer will be accepted on the next working day and submitted to the People's Bank of China for processing.

3) The time when the funds are actually transferred to the collection account depends on the handling of the People's Bank of China and the collection bank.

5. For inter-bank transfer, you need to know the receiving bank, region and outlet to get the account smoothly.