How to deal with someone who borrows money but doesn’t pay it back

Question 1: How to deal with someone who borrows money and refuses to repay it? As the saying goes, justice lies in the heart. He talks about it everywhere, do you think everyone will think that he is right and that you are a bad person?

What’s more, if he can say it, so can you.

Find his family, parents, wife, relatives, and then tell your gay friends, his friends, colleagues, and work leaders about this. If he wants to lose face, he still wants to hang out in the circle of acquaintances. If I go down, I will have to pay you back.

This happened to me. A former colleague with whom I had a casual relationship obviously defaulted on repaying his debt. I didn’t have an IOU, and I didn’t even know where he lived or where he worked. I only had his phone number and QQ. In the end, I called him He searched all his relatives and friends in QQ and told them one by one. He also told his girlfriend, and even threatened him to tell his ex-girlfriend about it (he cared about his ex-girlfriend very much and was very pretentious in front of others). All his information, photos, interpersonal relationships, and non-payment of money were published to the public on Tianya. What's the use of scolding me for being stingy? In the end, he had no choice but to return the money to me.

Question 2: How to deal with someone who borrows money and refuses to repay it? You need to keep relevant evidence (such as a copy of the other party’s ID card or ID number, contract, email, mobile phone text message, recording, remittance) records, etc.) and promptly sue him to repay the money.

You must contact your lawyer in time to help you analyze and guide you on how to obtain further evidence. Don’t miss the statute of limitations, otherwise you will not be able to win the case. Safeguard your legitimate rights and interests.

It depends on whether there is a repayment time on the IOU. If so, you should sue within 2 years after the repayment time expires. If you do not sue, the 2-year statute of limitations has expired and you will not have the right to win the lawsuit. . It also depends on whether you have evidence to prove that the statute of limitations was suspended or interrupted.

If there is no repayment time on the IOU, you can sue for money at any time, and your request has no statute of limitations.

The interest cannot exceed four times the bank’s interest on similar loans during the same period, and part of the interest higher than four times is invalid.

If it is discovered that the other party has property before filing a lawsuit, you can apply for preservation.

Question 3: How to deal with people who borrow money and refuse to repay it? It is so useful. As the saying goes, talking about money hurts feelings. No matter what the relationship is, everyone is more sensitive to money? In fact, the most fundamental problem in your situation is "trust". You trust him and want to help him before you lend him money. His attitude is indeed a bit disappointing, but he didn't say he wouldn't pay it back, and you didn't agree on a time limit. So it becomes more difficult, but I think friends still have to understand each other. You have to understand his current situation. If he really can't take action, then wait. If he really decides not to pay back the money, you have to discuss it. It depends on your own situation. If your current income is not good? You need money urgently? You can use legal means to protect your rights and interests. If you value this relationship very much and you are not short of money and can't bear to break your face, then you You have to be prepared that the money will never be returned. As people in society, there will always be times when you are deceived. You may feel very uncomfortable at the time, but this may not be your life experience for you in the future. As the saying goes, spend money to buy a lesson. In the future, be careful when borrowing money, and make decisions based on your understanding of others and your own situation. Don't be arrogant and pretend to be fat. Out of loyalty and not to offend others, you will suffer. Haha, I have also had the experience of borrowing money from others and not repaying it, but it was always a small amount. Most of the friends around me are trustworthy and loyal. We usually play together and let go of blood. It’s not a pessimistic thing. I hope it can help you. All the words are typed by hand! (*^__^*) Hee hee...

Question 4: How to deal with people who borrow money but don’t repay it? Be polite when pursuing your request first, and remember to be direct and don't beat around the bush. If you still don’t pay back, be warned and go directly to legal proceedings if necessary, provided there is an IOU! If that doesn't work, ask him to borrow something of value, but refuse to pay it back after you get it, and tell him to pay off the debt. If you really can't pay back, go to a professional collection agency, such as Yishou 365. They are very good at collecting debts.

Question 5: How to deal with a shabby person who refuses to repay borrowed money? It is easy to lend money but difficult to repay it when you borrow money privately. 1. If I didn’t write an IOU, can I still get my money back? According to the "Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts", if the borrower does not have a written IOU, the borrower must provide the necessary factual basis.

Therefore, in the absence of an IOU, the lender should provide other supporting evidence, such as witness testimony, written or oral evidence from the guarantor, relevant evidence of the collateral, evidence of demand for the loan, and evidence and explanation of partial repayment by the other party. Evidence of the borrower’s reasons for overdue repayment, etc. If the above evidence is sufficient to prove the existence of debts between both parties, the lender can still sue.

2. What should I do if I wrote an IOU but didn’t write down the repayment period? my country's "Contract Law" stipulates that if the parties have not agreed on a repayment period, the borrower can repay the loan at any time, and the lender can also require the other party to return it at any time, but the borrower must be given the necessary preparation time. If the other party still refuses to repay the loan after being reminded by the lender, the lender can also refer to the bank's similar loan interest rate and require it to pay interest from the date of the reminder.

3. What should I do if the borrower cannot be found? (1) You can file a lawsuit directly in court. According to the relevant regulations of the Supreme People's Court, if the whereabouts of the borrower are unknown, if the lender can prove that the loan relationship exists and the court confirms that the loan relationship is clear after accepting the application, a default judgment can be made and his property can be executed to recover the debt. (2) For married borrowers, according to the Marriage Law and the Supreme People's Court's "Several Specific Opinions on the People's Courts' Handling of Property Division in Divorce Cases", the lender may require the "husband (wife) debtor and wife" in the following two situations: "(husband) repays": 1. One spouse borrows money in his or her own name for the couple to live together or to fulfill the obligations of raising and supporting; 2. If one party borrows money to purchase a house or other property before marriage and has been converted into the couple's joint property, it is The loan debt incurred for purchasing property is regarded as the joint debt of husband and wife. However, the lender cannot require the borrower’s spouse to repay the loan under the following circumstances: 1. The borrower’s spouse agrees to bear the debt personally (except for the purpose of evading debt); 2. Without the consent of the other party, one party finances the borrower and has no obligation to support him or her. Debts borne by relatives and friends; 3. Debts borne by one party who independently engages in business activities whose income is not used for the living of the other party without the consent of the other party; 4. Debts borne by one party due to illegal activities such as gambling, drug abuse, etc.; 5. Others should be borne by individuals debts assumed. For unmarried borrowers, if the lender can prove that there is property in their parents’ home, they can sue the court and apply for execution.

4. Can I only file a lawsuit if I don’t repay the borrowed money? According to the relevant regulations of the Supreme People's Court, if a private loan contract is notarized by a notary agency, once the borrower fails to repay the money overdue, the lender can directly apply to the local court where the borrower is located for enforcement of debt recovery without the need to litigate. Finally, I would like to remind readers that when borrowing privately, it is best to ask the borrower to write an IOU that includes the loan time, currency, amount, repayment time, interest and overdue interest. When the amount is large, it is best to ask for a guarantee.

Question 6: How to deal with someone who borrows money and refuses to repay it, complains that he wants to do something big, and borrows more money from him than the money he lent you before

Question 7: How to deal with borrowing money Don't make friends with people who don't pay back the money

If the amount is not big, just treat it as lost

It's worth spending a little money to get to know someone

Question 8: How to deal with someone who borrows money and refuses to repay it? When borrowing money, you must write an IOU first and then be a gentleman.

Question 9: How to deal with someone who borrows money and refuses to repay it? Use an Internet phone to call her. Beating every day from morning to night. Or ask a large group of people to come directly to the door to fix the problem

Question 10: How to deal with someone who borrows money and refuses to repay it? Do you have an IOU?