How does Alipay blossom and borrow money?

Upgrade your Alipay wallet to the latest version first, and then log in to Alipay wallet with your account.

After logging in to Alipay, click "My" in the lower right corner.

Click to enter "Sesame Credit".

If the score reaches 600, click on Credit Life below.

Then click "Ant Borrow" and select "I want a loan".

Sesame credit score is not less than 600, you can use the loan!

"Borrowing" is a consumer credit product under Ant Microfinance. Users with a sesame score of not less than 600 have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

How to open Alipay?

Alipay can be opened by logging into the mobile phone Alipay and clicking My-Loan in the lower right corner. The specific steps are as follows:

1. Open Alipay and click "My".

2. In my interface, click "Borrow".

3. In the borrowing interface, you can check the opening of the flower bed.

Extended data:

First of all, you need to meet the following conditions before you can open a loan:

1, Alipay account completes real-name authentication;

2. The account status is normal and has not been appealed;

3. The account is bound to the mobile phone.

Accounts that meet the above conditions will be comprehensively evaluated by the system according to the usage of the accounts, and the final use will be subject to the system evaluation, and manual intervention is impossible.

How to open Alipay flower buds?

1. Open Alipay to enter the homepage interface, and click "My" in the lower right corner to enter the personal center.

2. Then come to the personal center interface. There are bank cards, ant insurance, ant lending, online merchant banking and other options. Locate the Garden option and click.

3. Then in the new interface, click "Agree to Open" below.

4. At this time, you can see how many flower beds have been successfully obtained on the interface, and there is also a short message reminding that the flower beds have been successfully opened.

What are the opening conditions for Alipay to borrow money for consumption? The more detailed, the better.

Conditions for opening a loan:

1, Alipay account is normal, and real-name authentication has been completed.

2. Taobao loan has not been opened.

3. Binding personal real-name authentication phone number

4. Identity information that meets the same requirements is only used for borrowing from an account.

Conditions for bud opening:

1, mainland real-name authentication user, aged between 18-60 years old, Alipay account is bound with mobile phone number.

2. Under the same ID card name or the same mobile phone number, only one Alipay account is allowed to apply for opening the flower bud function.

3. Alipay account status is normal.

Extended data:

Practical experience in increasing the amount:

1, deposit the balance treasure or lucky treasure (regularly), and deposit 15000+ money, which can be spent after basically 10, usually at1-10;

2. Download the online merchant bank app on your mobile phone, and then save it in your computer. 10,000+deposits can basically lend 10,000 white+online merchant bank consumer loans in one month;

But there are still netizens who spit out Uncle Ma Yun; One reason why I am not optimistic about these internet companies engaged in finance is that they have no experience in receiving users who can't even tell the difference between interest and handling fees.