Why did you receive a small refund message from Postal Bank?

Refunds from relevant lenders. The loan interest rate is regulated, so when the lender sets it too high, it is a violation in itself, so they need to refund the excess interest. When receiving the micro-refund SMS, explain the refund behavior made by the relevant lender. But this is not a good thing. Loan interest refund refers to the behavior of some lending institutions after bundling service fees and increasing extra interest, and then being reported or appealed. At this time, you should be vigilant.