Recently, I receive a text message about the credit limit from Gonge at 11pm every night. What’s going on?

If the user has business dealings with the bank, then the personal information is recorded on the platform. In order to develop the business, the bank will naturally conduct SMS marketing to the user. If you are not sure, you can call customer service for consultation or log in to the mobile banking APP to see if there is an official notification.

In addition, many loan companies will also use this method to attract customers to apply, which does not mean it must be a bank.

It is recommended that users pay attention to two points when receiving similar text messages: first, do not click on the link at will, it is best to verify whether the information is true through official channels; second, the pre-credit limit is not genuine. The approval quota is only a preliminary evaluation by the platform or a means to attract attention. Whether the final approval can be passed and the approval quota are uncertain. It depends on the user's comprehensive credit conditions.