Postal Platinum Card Credit Card Annual Fee

What is the annual fee for postal credit cards?

1. Puka: Free of annual fee, except for special products specified otherwise.

2. Gold card: main card 125 yuan/year, and auxiliary card 60 yuan/year. The annual fee is free in the first year, and the annual fee is free in the second year if certain card conditions are met. Except for special products as otherwise specified.

3. Dingya Platinum Card: the main card is 500 yuan/year, and the subsidiary card is 200 yuan/year. The annual fee is free in the first year, and the consumption in the second year is over 70,000 or deducted by 20.

4. Zhi Ding Platinum Card: the main card is 2600 yuan/year, and the auxiliary card is 1.300 yuan/year. You can exchange certain points for annual fees.

Annual fee: 65438 yuan +025 yuan/year for the main gold card and 60 yuan/year for the supplementary card; Puka is free of annual fees for life.

SMS service fee: Gold card is free, Puka 3 yuan/month/household.

Interest-free period: 20-5 1 day

Minimum repayment ratio: 10%

Cash withdrawal fee: 1% of the domestic transaction amount, with a minimum of 10 yuan, plus inter-bank 2 yuan fee. Overseas, the transaction amount 1%, the lowest in 20 yuan.

Late payment fee: 5% of the unpaid part of the minimum repayment amount, minimum 10 yuan.

Over-limit fee: 5% of the over-limit amount: the lowest 5 yuan and the highest 200 yuan.

Handling fee for reading the bill: copy 10 yuan/copy, and original 50 yuan/copy.

Handling fee for reissued bills: free of charge within 3 months, and 5 yuan/copy for more than 3 months.

To recover the overpaid handling fee: 0.5% of the domestic transaction amount, with a minimum of 10 yuan, and 2 yuan handling fee will be charged across banks. Overseas, 0.5% of the transaction amount, the lowest is 20 yuan.

Loss reporting fee: gold card 40 yuan/time; Puka 20 yuan/time

Cost of resetting password letter: 15 yuan/time.

Extended data:

Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.

According to statistics, by 20 10 to 10, the++business of China Postal Savings Bank had completely covered all cities, 2 100 counties and cities and major towns, and about 4,500 outlets nationwide had started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to over 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.

Postal savings credit card gold card annual fee standard

Postal savings credit card gold card is a credit card used by many users in the market. So, what is its annual fee standard? This article will bring you the annual fee standard of the Postal Savings Credit Card Gold Card.

Postal savings credit card gold card annual fee is as follows:

1, the annual fee is free in the first year, alas, it is consumed 6 times in the first year, and the annual fee is free in the second year.

2. The credit card has been activated but not used, and there is no annual fee.

3. The annual fee will be charged from the time the customer uses the card for the first time, and will be free within 12 months after the card is issued.

4. The annual fee for the following year and subsequent years will be charged in the account opening month of the following year or +65438+ 10, and the specific charging time will be generated on the first billing day of that year.

The above is the whole content of the annual fee standard for the gold card of the Postal Savings Credit Card. I hope it helps you!

Does the postal gold card charge?

China Postal Savings Card does not charge an annual fee. The annual fee for the credit card gold card of Postal Savings Bank is 125 yuan/year.

China Postal Savings Bank debit card (including green card and VIP gold card) has no annual fee, but when the average daily balance is less than 100 yuan, the management fee of 3 yuan small account will be deducted every quarter.

2065438+In May 2005, all annual fees and management fees for bank cards and debit cards were cancelled. A bank can only apply for an annual fee-free card, and there is no restriction on whether to apply for a new card or an old card. After handling, zero handling fee can be realized.

Remarks: You need to apply for annual fee-free services, such as a new card after May 1, or a replacement card after loss reporting. If I don't take the initiative to apply for exemption from small account management fees and annual fees, these two fees will still be charged.

The annual fee for the credit card gold card of Postal Savings Bank is 125 yuan/year. The user does not charge an annual fee for the first year of application, and it will be generated in the second year. However, there is no annual fee for swiping the card six times a year, which means that as long as the cardholder swipes the card six times or more a year, there is no annual fee. In addition, there are services such as revolving credit, consumption installment, cash advance and optional password. The gold card of the Postal Savings Bank also has many special services such as air ticket hotel reservation, supplementary card quota adjustment, 48-hour card loss guarantee and free transaction reminder.

Postal savings bank credit card gold card special function:

1, real-time transaction reminder-as long as there is a transaction in your account, you can receive a transaction SMS reminder from the Postal Savings Bank for free.

2.50% withdrawal ratio-Gold card holders can enjoy a maximum withdrawal ratio of 50%.

3. Exclusive gift exchange-Postal Savings Bank provides exclusive gold card gift exchange for gold card holders. Gifts are high-grade, diverse, exquisite and practical.

4. Birthday double points-1 yuan 1 points, permanently valid, birthday double points.

5. Enjoy VIP service-Gold card holders of Postal Savings Credit Card can enjoy priority queuing service when handling business at the customer service hotline of Postal Savings Bank.

6. Emergency quota adjustment-When the customer has an emergency quota demand and meets the conditions for temporary quota adjustment of the Postal Savings Bank, the temporary quota adjustment can be realized within 24 hours.

7. Credit limit control of secondary card-you can freely set the credit limit of secondary card, which can be shared with the main card or set according to a certain proportion or amount of the credit limit of the main card.

Why is the annual fee of the postal savings credit card more than 120?

Is there an annual fee for the credit card of Postal Savings Bank? how much is it?

1. There are two kinds of credit cards for postal savings: Puka does not charge an annual fee. Gold card annual fee 120 yuan. Free of annual fee in the first year, and free of annual fee if you brush it 6 times a year. Credit card application conditions: at least 18 years old; Hold a valid ID card; No bad credit record; Have a fixed work certificate; Proof of income stamped with the financial seal of the unit; Other financial certificates, such as bank deposits, real estate, cars, stocks, bonds, etc. ; Social endowment insurance certificate; Provide two contacts. 2. The first three conditions must be met. Try to provide 4-8 pieces of supporting materials, which can specifically include the following information, and be as selective as possible to ensure the smooth passage of the audit and increase the use of information.

2. Do you need to pay an annual fee for the credit card of Postal Savings Bank?

1. An annual fee is required, and the annual fee standard is as follows: the official card is free of annual fee. 50 yuan/year is the main card of the traffic co-branded card. The annual fee for the charity card is 50 yuan for the main card and 20 yuan for the auxiliary card. 50 yuan, the main card, and 20 yuan, the deputy card. Other Puka products are free of annual fees. Self-mailing family co-branded cards: the main card 100 yuan/year, and the auxiliary card 50 yuan/year. Zhongyuan Food Card co-branded card 200 yuan/year, subsidiary card 60 yuan/year. Traffic Co-branded Card Master Card 125 yuan/year. Jinyeka Grade C 280 yuan/year. Jinyeka Grade B 500 yuan/year. 1 Jinyeka Grade A 800 yuan/year. 1 automatic installment card Hongyun Edition 298 yuan/year. 1 automatic installment card growth version 198 yuan/year. 1 Annual fee of other gold card products 125 yuan/year, and 60 yuan/year. Extended data:

Preferential policy of annual fee for Puka-class customers: the annual fee is free for the first year of the traffic co-branded card, and the annual fee is free for the next year after spending six times. The charity card and youth card are free of annual fee in the first year, and the annual fee is free in the following year after spending 6 times. Preferential policy of annual fee for gold card customers: self-mailing co-branded cards is free in the first year, and the annual fee is free in the following year after spending 6 times. The joint card of Zhongyuan Food Card is free of annual fee in the first year, and the annual fee is free in the following year after spending 10 times. The joint transportation card is free of annual fee in the first year, and the annual fee is free in the second year after spending 6 times. In the first year of Class C, the gold leaf card is collected, and the annual fee for the following year can be reduced if the installment amount of a single transaction or bill is 5,000 or more, and the number of installment transactions is 4 or more. 2. If the gold leaf card is collected in the first year of Class B, and the amount of single transaction installment or bill installment is 5,000 or more, and the number of transactions is 7 or more, the annual fee for the following year can be reduced or exempted. 3. Gold leaf card will be collected for Class A in the first year. If the installment amount of a single transaction or bill is 654.38+00,000 or more, and the number of transactions is 5 or more, the annual fee for the following year will be reduced or exempted. The annual fee is free for all-currency cards in the first year, and the annual fee is free for spending 12 times in the second year. The automatic installment card Hongyun Edition is free of annual fee in the first year, and the annual fee is free in the second year when the credit card is over 15000 yuan. 201April1-201July/June1February 3 1, the annual fee for the first and second years is free. The annual fee is free in the first year of the automatic installment card growth version, and the annual fee is free in the second year when the credit card is over 10000 yuan. Other gold card products are free of annual fee in the first year, and the annual fee is free in the following year after spending 6 times. China Postal Savings Bank-Card Guide-Tariff Standard

Do I have to pay an annual fee to open a postal savings credit card?

1. Postal credit card is free of annual fee for life, only gold card 125 yuan/year, and supplementary card 60 yuan/year. Definition of credit card: Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. 2. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and repayment is made on the billing date. 3. The classification of credit cards is as follows: According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards. That is, when the issuing bank provides bank credit, it overdraws first, and then repays or pays in installments. Most of these cards are used for international circulation. 4. In other words, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". Most of these cards are used for international circulation. It's a credit card issued by the bank. Deposit first and then spend. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance as a backup. The cardholder needs to use the card on the basis of the deposit balance, and generally no overdraft is allowed. 5. Introduction of credit card overdraft: Credit card overdraft is a short-term overdraft given to cardholders by credit card issuers within the prescribed limit when shopping with cards. For credit cards, it is allowed to "consume first, then repay", and overdraft is an important feature. For debit cards, it should be "deposit first, then spend", but on the premise that it is recognized as goodwill overdraft and repayment is guaranteed, the cardholder is also allowed to overdraw an appropriate amount in a short time when the money is urgently needed. Overdraft interest is generally much higher than bank loans in the same period, and card issuers also have a set of measures to prevent and recover overdraft risk losses.

4. What is the annual fee for the credit card gold card of Postal Savings Bank?

1. 1. Annual fee for the credit card gold card of Postal Savings Bank: main card 125 yuan/year, and auxiliary card 60 yuan/year. 2. Remarks: The interest-free period is 20-5 1 day; The minimum repayment ratio is10; Cash withdrawal fee: domestic transaction amount 1, minimum 10 yuan, plus inter-bank 2 yuan fee. 2. Overseas, the transaction amount 1, the lowest 20 yuan; The minimum unpaid amount of late payment fee is 5, and the minimum is 10 yuan; 5% of the overrun fee, the lowest 5 yuan, the highest 200 yuan; See the copy of bill handling fee 10 yuan/,and the original 50 yuan/; The handling fee for reissued bills is free within 3 months, and the 5 yuan for more than 3 months/copy; In case of overpayment, the handling fee will be recovered in China, which is 0.5% of the transaction amount. 5. The lowest price is 10 yuan, and 2 yuan handling fee is charged across banks. Overseas, 0.5% of the transaction amount. 5. Minimum 20 yuan; Loss reporting fee 40 yuan/time; 20 yuan card change/time; 1 fee for resetting password letter 15 yuan/time.

5. What is the annual fee for the Postal Savings Bank Card?

1. There is no annual fee for the green card of the Postal Savings Bank. China Postal Savings Bank debit card (including green card and VIP gold card) has no annual fee, but when the average daily balance is less than 100 yuan, the management fee of 3 yuan small account will be deducted every quarter. 2. China Postal Savings Bank (PSBC) was formally established on March 20th, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of the reform of postal savings management system. 3. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents. Reference Encyclopedia-China Postal Savings Bank

How much is the annual fee for the credit card?

They are different, 80 less, 150, and 450,2000 more. However, most credit cards can be exempted from the annual fee of the current year or the following year if the number of swipes or the amount is enough within a certain period of time. You can call the customer service phone on the back of the credit card for details. Most cards of China Merchants Bank are free. China Merchants Bank Credit Card Application

7. What is the annual fee for the Postal Savings Bank Card?

China Postal Savings Bank will not charge you any account opening fees. There is no annual fee and card fee for small account management, because it is only an enterprise and does not belong to state-owned banks. So the annual fee has not been opened yet. Customer service telephone number: 96200, dial 1 1 185.

8. How to charge the annual fee for the Postal Savings Zodiac Credit Card?

1. Postal savings credit cards generally have two kinds of cards: gold cards free of annual fees. Annual fee 120 yuan, free in the first year. After that, you can brush it six times a year without an annual fee, and the amount is unlimited.

How much is the annual fee for postal savings credit card? Free annual fee?

As the fifth largest bank in China, the Postal Savings Bank has been widely concerned by people, such as various information about postal savings credit cards, such as annual fees. Then, what is the annual fee for the Postal Savings Credit Card? Free annual fee? I will answer your question today.

The annual fee of postal savings credit card varies according to the credit card level and card type.

How much is the annual fee for postal savings credit card?

First of all, Puka

Most of the Puka cards of the Postal Savings Bank do not need annual fees, and they are all free of annual fees within the validity period.

Second, the gold card

The annual fee for the gold card of the Postal Savings Bank is basically the main card 125 yuan and the supplementary card 60 yuan 125 yuan.

Third, platinum card.

The annual fee for Platinum Card of Postal Savings Credit Card is 2,600 yuan for the main card and 1.300 yuan for the supplementary card.

Is the Postal Savings Credit Card free of annual fee?

Postal savings credit cards are directly free of annual fees, while gold cards are only free of annual fees for the first year. If you want to waive the annual fee for the next year, you need to swipe your card six times in one year to waive the annual fee for the next year. Platinum card can not be exempted from the rigid annual fee.

The above is about "how much is the annual fee for the postal credit card?" Free annual fee? "The answer is that most ordinary cards are free of annual fees, and the annual fee collection standards and policies for most gold cards are also summarized above. However, there are many kinds of cards in the Postal Savings Bank, and the annual fee for individual cards will be slightly different. You can also call the customer service phone of the Postal Savings Bank for details.

Postal savings credit card annual fee collection standard

The annual fee is also an account that can't be ignored in all credit card accounts, which needs to be paid or repaid by the cardholder every year. Although the credit card has the function of withdrawing cash, the expenses after withdrawal also need the cardholder to repay on time. How to charge the annual fee for the postal savings credit card?

(1) Ordinary postal credit card holders are exempt from the annual fee within one year, and the annual fee for the following year can be exempted if they swipe their cards six times within one year.

(2) For postal gold cards, the annual fee for the gold card is charged at 125 yuan, and the annual fee for the sub-card gold card is charged at 60 yuan.

(3) The maximum annual fee for the Gold Card Credit Card of Postal Savings Bank is RMB 300 yuan, and the cardholder must pay the annual fee.

According to the current standards of issuing banks, the annual fee of domestic credit cards is calculated from the repayment bill. If the user needs to pay the annual fee but can't repay it on time, it will be overdue and directly affect the cardholder's personal credit. If the cardholder is the first credit card, the banking system will automatically apply for annual fee reduction when handling the card.

This is the end of the introduction of the annual fees for the gold and platinum cards of the Postal Savings Credit Card. I wonder if you found the information you need from it?