Tianshui, Gansu: increasing the loan amount of housing provident fund

On July 18, this newspaper learned from the Housing Provident Fund Management Center of Tianshui City, Gansu Province that Tianshui City further relaxed the relevant policies on loans and withdrawals.

According to the New Deal, for those who apply for loans to buy the first set of self-occupied housing or two sets of improved housing in Tianshui, the maximum amount of employee loans paid in Qin Zhou and McKee districts is 600,000 yuan, and the maximum amount in Qin 'an, Gangu, Wushan, Qingshui and Zhangjiachuan counties is 500,000 yuan. If the loan applicant pays unilaterally, the maximum amount is 450,000 yuan in two districts and 350,000 yuan in five counties. At the same time, cancel the stop payment amount. That is, employees no longer need to keep the payment amount of 12 months when applying for a loan.

In addition, Tianshui further liberalized the "business-to-business" loan business.

The 202 1 annual report of Tianshui housing provident fund shows that the personal loan rate of Tianshui housing provident fund has exceeded the risk warning line of 85%, reaching 96.82%. In order to prevent and control the liquidity risk of housing provident fund, better protect the legitimate rights and interests of employees who pay housing provident fund, and ensure the safe operation of housing provident fund funds, the second-tier loan risk tightening policy was implemented on June 1 day. At the same time, suspend the "business-to-business" loan business; And according to the liquidity situation, the loan is to be issued (the first set is preferred).

On June 8 this year, Tianshui Housing Provident Fund Management Center also issued the Notice on Further Improving the Phased Support Policy of Housing Provident Fund, clarifying that employees who cannot repay their personal loans normally due to epidemic situation and other reasons will not be overdue, will not be penalized and will not be submitted to the credit reporting department as overdue records after being applied by the borrower and verified by the center.

At the same time, for employees who withdraw housing provident fund from renting houses, the amount of withdrawal from renting houses will be further increased. The withdrawal amount in Qin Zhou and McKee District will be increased to 20,000 yuan per year, and the withdrawal amount in five counties will be increased to 1.2 million yuan per year. Employees can choose the annual or monthly withdrawal method according to their actual situation.