Tips for the safe use of bank cards (what are the precautions for the safe use of bank cards)

1. What are the precautions for the safe use of bank cards?

Safety knowledge of bank card use

( 1)

Bank cards also have a "shelf life": being kind to bank cards will help to extend her "life". It is best to put the bank card in a hard leather wallet, not too close to the magnetic buckle; Prevent sharp objects from being worn, scratched, twisted or damaged; Do not store them together or put them back to back, so as not to rub the magnetic strips against each other. Don't put the card within the influence of high magnetic appliances such as microwave ovens and refrigerators, and try not to put it with magnetic objects such as mobile phones, computers and handheld computers to avoid degaussing and "deterioration";

(2)

Keep your bank card properly: Please keep your bank card and ID card separately. Don't put your wallet with your bank card in your coat pocket, or put it in your car or locker in some public places where you need to put your coat. Don't lend it to others, don't show it off everywhere, and don't disclose the bank card number and password at will. Remember to copy the card number and the customer service phone number of the post office separately, and keep it properly so as to contact in time in case of an accident:

(3)

Lose weight for your bank card: it is not necessarily good to have an extra bank card. We should comprehensively compare and integrate the functions of multiple cards according to the actual use of cards. Choose a bank card tailored for yourself to improve the management efficiency of personal funds. Unused sleep card should be closed as soon as possible to reduce unnecessary expenses.

(4)

Attention should be paid to the collection of bank cards: when applying for bank cards or issuing new cards for any reason, if you collect them at the post office outlets, you should check whether the password envelope is intact. If you are a mailer, please pay attention to receiving a new card letter and password envelope. When you receive a letter, first check whether the seal of the envelope is unsealed, damaged or shows signs of re-pasting. Check whether the name and gender of the raised letters in English on the front of the bank card are consistent with what I filled in the application form. Sign your name with a familiar pen on the signature strip on the back of the card. According to the prompt of the card issuing post office, complete the "card activation" at local outlets or through telephone banking, that is, start the card program and modify the password at ATM in time. If you still haven't received the letter after a period of time, you should ask the issuing post office whether the card has been sent, and check the address to avoid the risk of being lost or stolen in the middle.

(5)

Understand the limit of ATM withdrawal amount and times: Generally speaking, the issuing post office determines the cumulative withdrawal limit, the maximum single withdrawal amount or the daily withdrawal times of its bank card on the ATM under the basic regulations of the People's Bank of China. International cards will also have restrictions on the amount and number of withdrawals abroad. If you need a lot of cash urgently, please be prepared in advance:

In order to avoid the embarrassing scene that money can't be spit out.

(6)

Be careful when spending abroad: there are three columns on the bank card purchase list: basic consumption amount, tip and total amount. You can fill in the tip amount and the actual consumption amount in the "tip" column, add them up and fill in the "total amount" column, and then sign for confirmation. The total amount must be calculated correctly. Write one more zero, and the tip will be more. You must be reminded that when you swipe your card abroad, you should pay attention to the currency of the purchase order, such as 1000 yen, 100 1.

There is a difference of "108,000 Li" between dollars.

(7)

Signature spending card: When the cardholder's bank card is handed over to the merchant cashier, try to keep the card within his sight and pay attention to the number of times the cashier swipes the card. Please pay attention to whether there are two copies of the purchase order, carefully check whether there is any error in the amount and currency on the purchase order, and try to match the signature style on the back of the card.

(8) Abnormal transaction handling: As long as the POS documents are not printed successfully during credit card consumption, the transaction is deemed unsuccessful, but it does not include paper jam and paper shortage. When the transaction is unsuccessful, you can check the card status and account balance to confirm whether the card status is normal and whether the unsuccessful consumption amount is recorded. If the card status is abnormal, the reason should be inquired; If the consumption amount has been recorded, you can ask the bank to assist in the inquiry and recall the unsuccessful consumption amount.

(9) How to change or stop the card: When you ask the bank to change the card because the magnetic stripe of the old card is damaged or the card is expired, the bank will issue you a new bank card. After receiving the new card, check whether the card numbers of the old and new cards are consistent and pay attention to the service life. If it is a lost or stolen new card, the card number will be completely different from the old card. After receiving the new card, you should complete the card opening procedure first. When you take the initiative to apply for card suspension, please contact the bank by phone before cutting the card and sending it back to ensure that your card is no longer used.

If the bank card cannot be used when it expires, the creditor-debtor relationship of the account will remain unchanged.

Don't worry about network abnormality: when the network is interrupted unexpectedly, the card will not be used normally.

2. Bank card security knowledge

Compared with cash, bank card is a safe and fast means of payment.

At present, commercial banks and UnionPay have taken various technical measures and safety measures to ensure the safety of cardholders' funds to the maximum extent. However, it is very important for cardholders to have some necessary safety awareness, understand some common bank card crimes and master basic prevention skills when using bank cards.

The following are ten security problems that cardholders may encounter in the process of using bank cards: Question 1: How should cardholders protect their bank card information security? Some criminals will steal the cardholder's bank card account information, steal the cardholder's account funds after forging a fake card, steal the identity information of others, and impersonate others to handle credit cards for malicious overdraft consumption. Therefore, cardholders need to protect their bank card account information (card number, password, etc. ) and personal information.

Precautionary tip: 1, it is very important to set the password skillfully. After getting a new bank card, the cardholder should immediately change the password regularly.

Set some relatively complicated passwords instead of simple passwords such as 123456 and 888888, and modify them regularly; Don't use your birthday, home phone number, etc. As a password, and under any circumstances, don't easily disclose account information such as bank card password to others. Remember, no one (including bank staff) has the right to ask for your personal password.

2. Cover up your personal information. Cardholders should pay attention to protecting personal information to prevent personal information from being abused by criminals.

If you don't leave your personal data to unfamiliar companies or individuals, don't leave real personally identifiable information (including family and work information) online. If you need to leave a copy of your ID card for a certain business, it is best to indicate the purpose on the copy, such as "recruitment only". Question 2: I often see advertisements on the Internet or in newspapers, claiming that I have been authorized by the bank to help me handle gold cards or provide credit card financing. Is it credible? What if an individual wants to apply for a credit card? Generally speaking, most of the so-called intermediaries who claim to be able to help with gold cards or provide credit card financial services are not credible. People should pay attention to the following knowledge when handling credit cards: 1. Applicants should apply for credit cards through formal channels. If they want to apply for a credit card, they should go directly to the bank counter or a formal marketing agency authorized by the bank. Such marketing agencies do not need to pay any card handling fees, and will not provide you with credit card financing or cash withdrawal services.

2. Credit card is a revolving credit line given by the bank based on the applicant's personal good credit status, and the issuing bank will adjust the corresponding credit line according to the cardholder's credit card usage and credit status. Therefore, you can't go through some illegal intermediaries for convenience or to obtain a higher credit limit, and you can't actively participate in credit card cashing. Once discovered by the bank, it will do great harm to your personal credit status.

3. If cardholders find illegal intermediaries or cashing merchants, they are welcome to actively call the issuing bank or UnionPay customer service hotline 955 16 to report, so as to maintain a healthy and sound development environment for bank cards. Question 3: What should cardholders pay attention to when using ATM and other bank card self-service terminals? Some criminals will set up some "organs" in self-service banks and ATM machines, and at the same time peek at the passwords behind them. When the cardholder can't trade normally or cause the illusion that the card is swallowed, pretend to be a kind person to help swipe the card, and take the opportunity to change the card or take it out after the cardholder leaves.

Therefore, cardholders should pay more attention when using ATM and other bank card self-service terminals. Precautions: 1. Be careful when using the self-service banking terminal, pay attention to whether there are suspicious people around, avoid interference from others when operating, and prevent others from peeping at the password, and avoid spitting money when swallowing cards. You should call the issuing bank's national unified customer service hotline and get in touch with the issuing bank in time.

2. Don't trust "good people". Don't dial the phone number attached to the machine, don't throw away the printed documents at will, and you don't need to enter a password to access the card.

When you use a credit card, the card won't leave your eyes. In public places (such as supermarkets, restaurants, etc. ), you can block the password keyboard with one hand to prevent others from peeping at the password.

Question 4: How to identify false text messages or phone calls? SMS and telephone fraud are a kind of fraud means that criminals fabricate some seemingly reasonable reasons through telephone, mobile phone and other communication tools, and take advantage of the cardholder's greed or nervousness to defraud the cardholder's account funds or account information such as card number and password, or to trick the cardholder into transferring money to ATM machines. Common examples are: the current popular short message fraud pretending to be a bank notice or a prize-winning notice, such as "winning the prize", "bank card consumption", "returning the car purchase tax", pretending to be a mobile employee "returning the phone bill", or calling to falsely claim that the cardholder's relatives and friends need funds in an emergency, etc.

Precautions: 1. When you receive suspicious letters, emails, text messages, phone calls, etc. You should be careful to confirm, don't be greedy for petty advantages and don't be nervous. 2. If you have any questions, go directly to the counter of the issuing bank to ask, or call the unified customer service hotline of the issuing bank (generally starting with "95") or the UnionPay service hotline 955 16.

Question 5: What should I do if I encounter suspicious text messages or phone calls? First of all, it is to identify the style of false short messages. The institutions such as "Bank Card Management Office", "Joint Management Bureau" and "National Financial Center" in fraudulent short messages simply do not exist. Please be careful when you receive such a message.

3. How to use bank cards safely

As a modern settlement tool, bank card is convenient and quick, which can avoid the inconvenience of carrying cash and the difficulty of distinguishing counterfeit money. More and more citizens like to use it.

However, since the emergence of bank cards, fraud has always existed. At present, with the development of bank cards, customers are often stolen and cheated, which disrupts the normal financial order and harms the interests of customers.

Therefore, consumers should know how to use bank cards correctly. One is to set the password.

When using a bank card for the first time, please change the password provided by the bank to your own password. Some bank cards have two sets of passwords.

Remember the revised password. Don't tell others your password at ordinary times, and don't put your bank card and password information together, so as not to inadvertently bring convenience to criminals. Second, be sure to enter the password carefully when using it on bank self-service equipment.

If it is entered incorrectly for five consecutive times, Bank of Communications will lock the withdrawal password of the card in order to protect the interests of depositors. At the same time, the time interval between two operations should not be too long. If there is no operation for more than 30 seconds, the self-service device will think that the cardholder has left the card in the machine and will automatically swallow the card.

Of course, the machine only temporarily locks the password or swallows the card for the cardholder. Cardholders can use their ID cards to reset their passwords or retrieve their bank cards at the branch to which the self-service equipment belongs during banking hours. Third, after completing the operations of inquiry, deposit and withdrawal on the self-service equipment, you must remember to take out the bank card, and never leave it in the machine because you want to count the money.

If you forget, in case others see it, you can take the money from the card. In essence, this is no different from leaving your wallet in the street.

The fourth is to separate the bank card from the ID card. Don't tell others the bank card number easily to avoid being stolen. At the same time, the bank card cannot be lent to others, and the password should be changed if necessary temporarily.

Fifth, when you pay with a bank card, you don't need to tell others your personal information, such as password, address or telephone number, except your signature. After consumption, you should correctly check the signed bills, sign after confirmation, keep all the signed bills, check the monthly statement in time, and contact the issuing bank immediately if you find any items of unknown origin.

Sixth, if the bank card is lost or stolen, it should be notified to the issuing bank immediately. Seventh, you can always check the bank card account. There are many ways to inquire, such as telephone banking, voice prompt inquiry or fax statement.

Eighth, we should memorize the telephone number of the customer service center of the issuing bank in order to get help in time when we encounter difficulties. When personal circumstances change, such as changing work unit, home address, contact telephone number, etc. , but also contact the bank in writing or through the customer service hotline in time to modify the information so that the bank can contact in time when something happens.

4. Teach you how to use bank cards safely.

Nowadays, bank cards are closely related to people's lives, and cases involving bank cards occur from time to time.

So, how to use the bank card safely? The police give advice to the public in the process of using bank cards. Go directly to the bank counter or the formal marketing agency authorized by the bank to handle the bank card, and don't go through illegal intermediaries to prevent personal information from being leaked and used by others.

When applying for a credit card, the purpose of use should be indicated on the copy. When collecting the bank card and password envelope, if the envelope is unsealed or there are traces of re-adhesion, you should contact the issuing bank immediately to prevent the card information from leaking.

Separate the bank card from the ID card. Always check the balance on the bank card and change the password in time. If the bank card is lost, stolen or fraudulently used, you should immediately contact the issuing bank to report the loss urgently.

Set a relatively complicated password, and don't use a simple number arrangement or my birthday as the bank card password. Don't let the bank card out of sight when swiping the card with the POS machine, and pay attention to the number of times the cashier swipes the card.

When operating the ATM machine, pay attention to whether the socket has any signs of modification. Don't leave easily when the bank card is swallowed. You can call the banking service in the same place. When entering the password, block it with your hand or body to prevent it from being peeped.

5. Matters concerning the safe use of cards

1。

Peony card is for personal use only. Please don't give it to others. If the card is damaged within the validity period, please cut the corner and return it to the card issuer and go through the formalities of replacing it with a new card. Don't throw it away casually.

2。 Signature: Please sign the signature strip on the back of the card immediately after receiving it.

Special merchants and bank outlets will check your signature when accepting bank cards. Please keep the card signature legible.

(If there is no signature, there is a risk of being rejected) 3. Activation: Peony cards (including RMB credit cards, RMB debit cards and international credit cards) must be activated before they can be used.

4。 Password: (1) Keep the card and password properly. Do not put the card, password envelope and ID card together to prevent them from being stolen at the same time.

(2) Don't write the password on the card. Set your own password or modify it, and set it to a number that is easy for you to remember and difficult for others to crack. When using the card at ATM or other occasions where you need to enter the password, be careful that the password is not seen by others.

(3) The card will be locked if the password is entered incorrectly for many times in a row. You must bring your own card and ID card to the business outlet to reset your password before you can continue to use the card. (4) Any transaction completed by password will be regarded as your own transaction.

5。 Authorization: (1) The issuing bank has the right to take necessary precautions against suspicious transactions and authorize the transactions.

(2) Under normal circumstances, you don't need to show your ID card for credit card consumption, but the merchant requires you to show your ID card to confirm your identity and prevent risks. Please cooperate. When spending money in duty-free shops, merchants usually ask you to show your passport or boarding pass.

6。 Sign the bill: please carefully check the amount and card number on the transaction voucher before spending by credit card or picking up the goods at the counter. If the amount and card number on the transaction voucher are wrong, the cashier or teller should be required to tear up the voucher in person and cancel the original transaction, and then re-process.

After the transaction, get back the card stub and transaction sign. 7。

Reconciliation: Please keep all transaction documents properly (it is recommended to keep them for more than half a year). The statement sent by the issuing bank summarizes all the trading accounts from the last accounting date to the current accounting date. Please check it carefully according to your saved transaction documents. If you have any questions, please call the service hotline as soon as possible. In order to protect your legitimate rights and interests, please apply for refusal within the time limit.

The date of your application for bill adjustment or refusal of payment cannot exceed 60 days from the transaction settlement date of this transaction, and the application beyond this time limit will not be accepted. If you don't receive the last month's statement before the current month 10 (except that there was no transaction last month), please contact the customer service hotline in time to ask for a supplementary bill, but the period of bill adjustment or refusal is still calculated according to the normal collection date.

Note: Charge standard for bill adjustment: number of domestic transactions 10 yuan/copy. The number of foreign transactions is $5/copy.

8。 When you book a hotel by credit card, remember to book a confirmation number and inform the hotel when you check in.

If you can't check in on time, you should cancel in advance, inform the reservation number and ask for cancellation reply or inquiry number. Otherwise, you will be charged 1 day.

9。 Exchange rate risk: the exchange rate risk arising from overseas transactions shall be borne by the cardholder.

10。 Report the loss: If your card is lost, please call the service hotline as soon as possible to report the loss, and go through the relevant procedures according to the requirements of the issuing bank.

1 1。 Keep in touch: If your address, telephone number and other contact information changes, please inform the issuing bank in time in case you can't receive the bill or the issuing bank can't contact you when it finds a problem.

If you encounter any problems in using the card, please call the service hotline for help in time.

6. What common sense do you have in using bank cards?

If it is a card of China Merchants Bank, please pay attention to the card safety: 1. Please take good care of your personal information and don't tell others the card number, expiration date and other information.

2. Don't leave your sight when spending by credit card. When entering the password, please pay attention to occlusion.

Don't set your password too simply, and don't use your birthday, phone number or ID number as your password. Never write the password on the card or put it with the card.

There are some card information on the purchase order, so don't throw it away at will. 3. Please identify the websites carefully to prevent you from visiting fake shopping websites and fake online payment pages.

If you find a suspicious website, please call the customer service hotline to verify it in time. Don't enter bank account number, password and other information on unknown websites to avoid being stolen by phishing websites or trojans.

4. If your personal information (such as contact information, address, etc.) changes, please modify the relevant information through the banking system in time. 5. Check your transaction regularly and check the statement.

6. Please read the consumption notification message sent by our bank carefully. If the message amount does not match the actual amount, please call the customer service hotline in time for further inquiry.

7. What should I do to use my bank card safely?

As a modern settlement tool, bank card is convenient and fast, which not only avoids the inconvenience of carrying cash, but also avoids the difficulty of identifying counterfeit money.

However, since the emergence of bank cards, fraud has always existed, and customers have been stolen and cheated from time to time, which has disrupted the normal financial order and harmed the interests of customers. Therefore, consumers should know how to use bank cards correctly.

Take the Pacific Card of Bank of Communications as an example to see how to take good security precautions. One is to set the password.

When using a bank card for the first time, please change the password provided by the bank to your own password. Some bank cards have two sets of passwords. For example, the password of Bank of Communications Pacific Card can be divided into inquiry password and withdrawal password. If you want to change it, you'd better not set it the same to improve security.

Remember the revised password. Don't tell others your password at ordinary times, and don't put your bank card and password information together, so as not to inadvertently bring convenience to criminals. Second, be sure to enter the password carefully when using it on bank self-service equipment.

If it is entered incorrectly for five consecutive times, Bank of Communications will lock the withdrawal password of the card in order to protect the interests of depositors. At the same time, the time interval between two operations should not be too long. If there is no operation for more than 30 seconds, the self-service device will think that the cardholder has left the card in the machine and will automatically swallow the card.

Of course, the machine only temporarily locks the password or swallows the card for the cardholder. Cardholders can use their ID cards to reset their passwords or retrieve their bank cards at the branch to which the self-service equipment belongs during banking hours. Third, after completing the operations of inquiry, deposit and withdrawal on the self-service equipment, you must remember to take out the bank card, and never leave it in the machine because you want to count the money.

If you forget, in case others see it, you can take the money from the card. In essence, this is no different from leaving your wallet in the street.

The fourth is to separate the bank card from the ID card. Don't tell others the bank card number easily to avoid being stolen. At the same time, the bank card cannot be lent to others, and the password should be changed if necessary temporarily.

Fifth, when you pay with a bank card, you don't need to tell others your personal information, such as password, address or telephone number, except your signature. After consumption, you should correctly check the signed bills, sign after confirmation, keep all the signed bills, check the monthly statement in time, and contact the issuing bank immediately if you find any items of unknown origin.

Sixth, if the bank card is lost or stolen, it should be notified to the issuing bank immediately. If I have the conditions, I can report the loss of the Pacific Card to the nearest Bank of Communications outlet immediately with my valid ID card, and freeze the funds in the card in time to avoid economic losses.

If the conditions do not permit at that time, you can first call the Bank of Communications 95559 telephone bank to report the loss orally, and go to the Bank of Communications outlets for formal reporting of the loss within 5 days. Seventh, you can often inquire about bank card accounts in various ways, such as calling 95559 telephone banking, inquiring through voice prompts or faxing statements, etc. Log in to the online bank of Bank of Communications, enter the Pacific card number and password, and make an inquiry; Use Pacific Card to inquire and print bills on self-service deposit machines, self-service cash machines and multimedia self-service terminals.

Eighth, we should memorize the telephone number of the customer service center of the issuing bank in order to get help in time when we encounter difficulties. For example, the customer service center number of Bank of Communications is 95559. When personal circumstances change, such as changing work unit, home address, contact telephone number, etc. , but also contact the bank in writing or through the customer service hotline in time to modify the information so that the bank can contact in time when something happens.

8. What are the common safety knowledge about using credit cards?

Ten safety tips for using credit cards:

First, try not to bind credit cards on shopping websites. Although it is troublesome to re-enter the card number and other information every time you pay, safety comes first. In case the website records your information and it is stolen one day, it is the consumer who is unlucky.

Second, protect the "last three yards". The "last three digits code" on the back of the credit card (the three digits immediately after the card number) is the "second password" of the credit card. It is recommended to cover the "last three yards" with adhesive tape.

Third, bank cards and ID cards should be separated. Avoid losing and stealing bank cards and ID cards at the same time.

Fourth, swipe your card without leaving your sight. In particular, those credit cards that only recognize signatures without passwords are easy to be replaced, and it is forbidden to keep bank cards away from your sight when swiping cards. In addition, try to avoid swiping your card in unfamiliar places, especially some small businesses, and you can choose a credit card with a limited amount.

Fifth, turn on the SMS reminder. Set SMS reminders for bank cards, so that cardholders can know the change of the amount in the card at the first time.

Sixth, password protection should be done well. Don't lend your credit card to others, don't tell others the card number, expiration date and other information, and please pay attention to shielding when entering the password. Don't set your password too simply, and don't use your birthday, phone number or ID number as your password.

Seven, online payment should identify fake web pages. When paying online, you should carefully identify the website address to prevent yourself from visiting fake shopping websites and fake online payment pages.

Eight, set the maximum consumption limit. Credit cards with online banking must set a maximum consumption limit.

Nine, found stolen report the loss in time. Once the credit card is found stolen, the user should immediately call to report the loss and freeze the card.

Ten, careful use of free WIFI. On the Internet, there are many netizens who have been swiped for using public ***WIFI credit cards. Some hackers claim that they can steal bank accounts and passwords within 15 minutes.

9. How to use the bank card safely?

As a modern settlement tool, bank card is convenient and quick, which can avoid the inconvenience of carrying cash and the difficulty of distinguishing counterfeit money. More and more citizens like to use it.

However, since the emergence of bank cards, fraud has always existed. At present, with the development of bank cards, customers are often stolen and cheated, which disrupts the normal financial order and harms the interests of customers.

Therefore, consumers should know how to use bank cards correctly. Take the Pacific Card of Bank of Communications as an example to see how to take good security precautions.

One is to set the password. When using a bank card for the first time, please change the password provided by the bank to your own password.

Some bank cards have two sets of passwords. For example, the password of Bank of Communications Pacific Card can be divided into inquiry password and withdrawal password. If you want to change it, you'd better not set it the same to improve security. Remember the revised password. Don't tell others your password at ordinary times, and don't put your bank card and password information together, so as not to inadvertently bring convenience to criminals.

Second, be sure to enter the password carefully when using it on bank self-service equipment. If it is entered incorrectly for five consecutive times, Bank of Communications will lock the withdrawal password of the card in order to protect the interests of depositors.

At the same time, the time interval between two operations should not be too long. If there is no operation for more than 30 seconds, the self-service device will think that the cardholder has left the card in the machine and will automatically swallow the card. Of course, the machine only temporarily locks the password or swallows the card for the cardholder. Cardholders can use their ID cards to reset their passwords or retrieve their bank cards at the branch to which the self-service equipment belongs during banking hours.

Third, after completing the operations of inquiry, deposit and withdrawal on the self-service equipment, you must remember to take out the bank card, and never leave it in the machine because you want to count the money. If you forget, in case others see it, you can take the money from the card.

In essence, this is no different from leaving your wallet in the street. The fourth is to separate the bank card from the ID card. Don't tell others the bank card number easily to avoid being stolen.

At the same time, the bank card cannot be lent to others, and the password should be changed if necessary temporarily. Fifth, when you pay with a bank card, you don't need to tell others your personal information, such as password, address or telephone number, except your signature.

After consumption, you should correctly check the signed bills, sign after confirmation, keep all the signed bills, check the monthly statement in time, and contact the issuing bank immediately if you find any items of unknown origin. Sixth, if the bank card is lost or stolen, it should be notified to the issuing bank immediately.

If I have the conditions, I can report the loss of the Pacific Card to the nearest Bank of Communications outlet immediately with my valid ID card, and freeze the funds in the card in time to avoid economic losses. If the conditions do not permit at that time, you can first call the Bank of Communications 95559 telephone bank to report the loss orally, and go to the Bank of Communications outlets for formal reporting of the loss within 5 days.

Seventh, you can often inquire about bank card accounts in various ways, such as calling 95559 telephone banking, inquiring through voice prompts or faxing statements, etc. Log in to the online bank of Bank of Communications, enter the Pacific card number and password, and make an inquiry; Use Pacific Card to inquire and print bills on self-service deposit machines, self-service cash machines and multimedia self-service terminals. Eighth, we should memorize the telephone number of the customer service center of the issuing bank in order to get help in time when we encounter difficulties. For example, the customer service center number of Bank of Communications is 95559.

When personal circumstances change, such as changing work unit, home address, contact telephone number, etc. , but also contact the bank in writing or through the customer service hotline in time to modify the information so that the bank can contact in time when something happens. .

10. What are the precautions for the safe use of bank cards?

First, users who switch to IC cards can choose a more convenient "swipe card" payment in addition to the common "card insertion" payment, and enjoy confidential and visa-free payment below 300 yuan in some high-quality merchants such as fast food chains.

In order to prevent cardholders from worrying about the impact of transaction secrecy on security, UnionPay United Commercial Bank established a special compensation fund. Even if the card is lost, the cardholder can apply for full payment by calling the issuing bank. Two, the card has a large amount of funds and frequent daily transactions of magnetic stripe card holders, should get in touch with the issuing bank, as soon as possible to upgrade the magnetic stripe card to chip card.

Southern Fortune Network micro-signal: Nancai Third, cardholders who are still using magnetic stripe cards to conduct transactions should pay attention to whether there are foreign objects at the card insertion place during ATM transactions; When the merchant consumes, don't leave the card in sight and cover the password keyboard with your hand.