Rural credit cooperatives force employees to borrow money to buy stocks.

It is of course illegal for a company to force its employees to become shareholders. Free investment is an individual right. Employees don't agree to buy stocks,

First, you can negotiate with the unit;

Second, employees insist on not buying shares. If the company requests to buy shares, they can report the situation to the higher authorities of the bank (CBRC). But banks may use job opportunities in exchange.

Credit cooperatives are collectively owned economies. In the early days, they raised money through the shares of their members. Now, credit cooperatives absorb shares to expand their capital. You can receive some dividends every year after you become a shareholder, but there are many imperfect systems in credit cooperatives, so dividends are not implemented at all, so dividends are just a nice point, and they are actually calculated according to deposit interest.

You can find the leader of his unit, and the share capital can be refunded. But if you don't use the money in a hurry, just put it there, which is equivalent to a deposit.

This practice of credit cooperatives is unreasonable and illegal, especially the interest is calculated according to 30 thousand yuan, which shows that the computer system does not recognize the shareholding. 2000 yuan may be embezzled by insiders of credit cooperatives. Suggestion:

1, complain to the superior department of the credit cooperative; or

2. Report to the local CBRC;

3. If the above problems cannot be solved (it is estimated that they can be solved), you can seek judicial assistance, go to the local court to solve them through litigation, and recover the interest of 2,000 yuan for four years (calculated according to the loan interest rate).

Settlement method of equity of rural credit cooperatives:

(1) Go to the credit union to withdraw shares with your ID card and share certificate.

(2) The staff of the credit union will calculate your dividend according to the annual dividend interest rate according to your shareholding time.

(3) then you can get benefits on the same day.

Bank supervision requires that the withdrawal of shares of rural credit cooperatives must meet the following conditions before it can be handled:

(1) Shareholders apply for withdrawal;

(2) Credit cooperatives are profitable, and the capital adequacy ratio reaches the specified requirements after withdrawal.

(3) Transfer all the investment shares held after holding for three years.

(4) With the approval of the board of directors, determine the dividend amount according to the profitability of the credit cooperatives.

Legal basis:

Article 35 of the Labor Contract Law clearly stipulates that the alteration of the labor contract shall be agreed by the employer and the employee through consultation and made in writing, and the employer shall not unilaterally adjust the post or reduce the salary. In the case of unilateral post adjustment and salary reduction, workers have the right to terminate labor relations and demand economic compensation on the grounds of "not paying labor remuneration in full" and "not providing working conditions as agreed". If negotiation with the unit fails, it may apply to the Labor Arbitration Committee for labor arbitration.