Is it a lie for China Merchants Bank to take the initiative to invite credit cards?

This is not a lie. At present, there are two ways to handle credit cards: first, you need to bring your ID card, proof of work income or proof of assets when handling bank outlets; The second is to apply for a card online through mobile banking, online banking, official WeChat of the bank and official website. China Merchants Bank takes the initiative to call you to apply for a credit card, which is generally not a lie. It means that your personal credit is good and the bank will call you to apply for a credit card. It is not a lie for China Merchants Bank to take the initiative to call you to apply for a credit card. He judges whether you are qualified to apply for a credit card through various channels. Then invite you to apply for a credit card. But whether you can apply for a credit card depends on whether your final data review can pass. If your information is not approved, the credit card can't be processed. The possibility of fraud is not ruled out, but most of them should be done by salesmen selling credit cards. It's best not to believe this. It is more reliable to apply for a credit card or go to the bank counter for consultation. If you have a savings card and use it normally, there may be such an invitation. If not, most people will cheat, and a few people just call to try their luck. Anyway, it is better to apply directly online or at the outlets. There are fewer people now. Credit cards deal with fraud. Usually the person who can call you is either. The original people of China Merchants Bank are either from their credit card center. Because they all have the task of handling cards. If the bank sends you a text message saying that after the approval, it will basically be mailed to you within one week.

The credit card approval process is as follows:

Submit the information to the credit card salesman or to the network.

The bank will review it after receiving it.

I'll call your mobile phone and the company landline.

The audit results will be provided within 1-2 days after the call, but you don't know the amount until the amount is stuck in your hand.

After the result is passed, the bank will mail it to you, usually within 7 working days.