What are the collection methods of WeChat Jinke? How's it going?

1. SMS notification: for borrowers who are overdue for less than one week. ?

2. Telephone enquiry: If it is overdue for about one week, those who are overdue will receive a reminder call. If I can't contact you, the small loan company will contact the emergency contact you left when you borrowed money. ?

3. Address book bombing: Generally, the address book will be authorized to the small loan APP before the loan. When the overdue period is serious, they will pick some people you often contact to ask. ?

4. Door-to-door collection: This collection method is costly, and is generally aimed at debtors with large loan amount and long overdue time. Note that it is illegal to make verbal and physical threats when collecting money at home, which may even constitute a crime. ?

5. Send the lawyer's letter or reminder to your residence. ?

6. Send a court summons for prosecution. ?

Weixin Jinke's collection is very famous. Wechat Jinke product card loan users have violent collection behaviors such as telephone bombing, which is about three days overdue. You can look at the frequency of this phone collection, which is about 60 calls a day. There are phones all over the world. The intermediate debtor received several phone calls, saying that he was temporarily in financial difficulties and unable to repay, but the collection staff of WeChat Jinke still bombed the phone mercilessly.

Precautions:

China's laws have the following provisions on private lending: the interest rate agreed by the borrower and the lender shall not exceed 24% of the annual interest rate, and the people's court shall support it if the lender requests the borrower to pay interest at the agreed interest rate.

If you have no money at hand, you should also show a good willingness to repay, actively communicate and coordinate with the small loan platform, and make a repayment plan acceptable to everyone. Paying back the money on time is fundamental, so as not to be sued.