Balance of running water loan and CCB loan

China Construction Bank loan balance inquiry instructions.

Being light without debt has always been the philosophy pursued by most people. After a period of loan repayment, everyone likes to check their loan balance and see when they can pay off the loan. However, many friends may not know how to check the loan balance. Recently, some netizens asked me about the balance of CCB loans, but the answer may not be very clear at that time. Find some information after coming down, and I'll explain it in detail here.

China Construction Bank loan balance inquiry guide

1. Online banking inquiry of China Construction Bank

After logging in to online banking, CCB personal loan users who have started personal online banking will find "Personal Loan" and "My Loan" in turn, select the loan branch information and enter "Loan Query/Quota Query" to query their own loan balance information.

2. Handling bank branch inquiries

During normal working hours, I'll check at the bank counter.

3. Telephone banking inquiry

Personal loan users who have opened 95533 telephone banking of China Construction Bank can check the loan balance through the following steps: dial 95533, and then select the number key 1 (personal business) → 1 (inquiry) →7 (other inquiry) →2 (personal loan inquiry) → enter the ID number and telephone banking password according to the voice prompt →2 (inquiry account information).

4. Inquiry of the People's Bank Credit Information System

In addition, the borrower can also inquire about the loan balance information through the central bank's credit information system, and the basic operation is the same as that of the personal credit information report. Under "Other Loans" in the personal credit report, if there is any outstanding loan information, it will be displayed here, as shown in the following figure.

To sum up, I personally recommend the online banking inquiry and the central bank's credit information system, which are relatively simple to operate, while the People's Bank of China's credit information system can inquire personal credit records together and handle any abnormality in time.

How does CCB inquire about the loan balance?

You can inquire about the repayment details/repayment plan of CCB's personal loan in the following ways:

1. Log in to the latest version of mobile banking and inquire through "Loan-My Loan-Details".

2. Log in to personal online banking and query through the function of "Loan Service-Other Personal Loans-My Loans-Details/Repayment Plan".

3. Contact the loan center of the loan handling bank for inquiry. The telephone number of the loan handling bank can be inquired through the "outlets and ATM" function in the lower left corner of CCB official website.

(Operating environment: Apple 12 mobile phone, ios 14 system, version 5.6.0 of China Construction Bank)

Personal loan, also known as retail loan business, has become an important loan business after decades of development. Personal loans refer to local and foreign currency loans issued by banks or other financial institutions to natural persons who meet the loan conditions for personal consumption, production and operation. When a lender issues a personal housing loan, the borrower must provide a guarantee. If the borrower fails to repay the principal and interest of the loan at maturity, the lender has the right to dispose of its collateral or pledge according to law, or the guarantor shall be jointly and severally liable for repaying the principal and interest.

Personalloans ("personal loans" for short), also known as retail loan business, rose in western countries after World War II and has become an important loan business after decades of development. The main reasons for the rapid development of western retail loans after the war are: first, the competition among financial institutions is becoming increasingly fierce, and the importance of retail business is recognized; Second, after the war, the economic development in the western region was relatively stable, personal income increased, and people were willing to use loans for consumption; Third, the emergence of a large number of credit reporting agencies enables banks to know the credit status of borrowers conveniently and quickly.

China's personal loan has been piloted in Shenzhen, hoping to develop China's financial industry through more channels, multiple directions and diversification.

There are also non-bank professional financial institutions in Beijing that provide professional small personal credit loans, which is the first in the industry, and the wealth management products are constantly improving, and the rates are similar to those of banks that can provide credit loans.

How to inquire about the loan balance of CCB?

Question 1: Inquire about the loan balance of China Construction Bank 1, and log in to the online bank "Personal Loan-My Loan-Basic Information Inquiry" for inquiry.

2. Log in to the wap version of China Construction Bank's mobile banking and query in "Personal Loan-My Loan Query-Basic Information Query".

3. You can self-check the loan balance through the telephone banking system of China Construction Bank. The inquiry steps are as follows: dial 95533- 1 personal business-1 inquiry -7 other inquiry -2 loan inquiry-enter ID number and telephone banking password -2 account basic information inquiry.

Question 2: How to inquire about the loan balance of CCB 1 There are two main conditions for applying for a credit card:

1. Age requirement: 18-60 years old;

2. Have a stable job and income source.

Second, the materials and certificates that need to be provided when handling:

1. Domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;

2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;

3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date shall also be provided.

3. If you want to apply for a large credit card, you need to provide a good proof of economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.

Four. Handling method:

1, bank counter application;

2. Credit card application in official website;

3. Apply to the bank credit card salesman;

4. You can apply on WeChat;

Question 3: How to inquire about the balance of CCB's personal housing loan/housing mortgage? Hello, you can contact the bank's customer service to inquire about the loan balance, or go directly to the bank counter to inquire. Please understand.

Question 4: How to check the balance of CCB mortgage? There are three ways to view the loan balance:

1. Monthly bill;

2. I hold my ID card to check with the loan business department of the loan bank;

3. Inquire through online banking.

When a non-person inquires about the loan balance, he can only inquire from online banking, provided that he knows the password of online banking.

If it is not the lender himself and is not authorized, the bank will not provide any information of the lender for the protection of the lender's interests. And even if someone else goes to the bank with the lender's ID card to inquire about any information of the lender, it is estimated that it will not work.

Question 5: How to inquire about the personal loan balance of China Construction Bank? I saw them all looking at me and said, "You are so unreasonable. No matter what they did wrong, there is nothing wrong with this unborn life. Besides, true love has nothing to do with what ethnic group they belong to, and what you call justice and evil are based on the essence of power. This is simply a mistake. There is no distinction between good and evil in power. Use good to be good, and use evil to be evil. It has nothing to do with attributes. Why do you have to separate, but also destroy an innocent young life that may have full attribute power. " I guess the reason why they don't allow this kind of life is that it may have all the attributes of unicorn six series and nightmare one series. He was shocked by me, but Delika said to me, "Young man, I said that the balance of China Construction Bank is easy to inquire about. No matter how you get here, this matter is not something you can solve. We appreciate your kindness. You should leave quickly. This kind of fighting is not for you. " "Hum! I don't know the so-called, we must destroy this evil seed, you go away quickly, or we will kill you together. Go! " After the nightmare king reacted, he ordered the attack, and then the six-winged unicorn king also ordered the attack. They let their men attack first, and Delicat and Steele were injured, so they had to open the shield and defend passively. Then the nightmare king and the unicorn king attacked the eggs with black lightning and colored lightning. I lost the egg as soon as I saw it. I jumped up at once and covered it with my body. As for this beast attack, I will die and can't finish the task. I thought of it, too, but I can't care so much now. What will this gentleman do? If I watch this young life disappear like this, not only will I be very sad now, but my true mentality may also be flawed. Personal loan balance inquiry China Construction Bank balance inquiry this small time difference, our skill also hit it. -1500,-1900 Ling Xue then told the truth: "I'm not as capable as you think, but I owe it to Ayang. It was he who opened all my negative meridians, pulled out the pure Yin Qi in my body, and let me break through the heaven. " "What? There is such a thing, but it requires high skill. It is said that opening meridians for others requires more than just the realm of heaven. Will he have such a high skill at such a young age? " LingPingHai surprised tunnel. Then he asked Ling Zhantian: "Zhantian, have you found out who he is? There seems to be no such person in the famous aristocratic school. " Before Ling Zhantian answered, Ling Xue was dissatisfied: "Dad, how can you just investigate others?" "Cher, you are in a family, why don't you even know such hidden rules? How many people want to climb our relatives now? Of course, your boyfriend should check it out. What should I do if I am cheated by someone with malicious intentions? Now it seems unnecessary. He has this ability himself. He doesn't need to use us at all. He just doesn't know.

Question 6: How does CCB SMS Bank check the balance? Please edit "Last four digits of YECX# account" (the default is to inquire about the balance of RMB current sub-account) and "Last four digits of CXMX# account" (provide three detailed records in the last 30 days). In addition, you can edit SMS to inquire about financial information, handle transfer and remittance, and pay for recharge. Send "1 14" to 95533re Refa to get corresponding SMS instructions.

Question 7: How to inquire repayment information in CCB? See if the mortgage on the real estate license has been lifted.

Question 8: Enquiries about the loan balance of China Construction Bank:

1 My ID card and its front and back copies (A4);

Two bareheaded photos 1 inch developed from dark clothes with white background;

Original residence booklet and copies of the first page, personal page and change page of the residence booklet (A4);

Go to the relevant bank in this city (go to the bank with my 18 ID card) and deposit the pension, unemployment and medical insurance in full into the debit card.

Question 9: How to inquire about the balance of the provident fund loan of CCB? You can check the mortgage balance through CCB online banking. The query method and steps are as follows:

1. Log in to online banking of CCB and click Personal Loan-My Loan.

Two. Select loan branch and inquire account.

Through CCB's online banking, you can query CCB's personal mortgage and other loans, and you can query the amount and existing balance of each loan, as well as the loan status. You can even repay through online banking.

What conditions do individual housing provident fund loans need to meet? The main contents are as follows:

1. The borrower has full capacity for civil conduct;

2. Have the official residence or valid residence status in this city;

3. Have stable economic income, good credit and the ability to repay the principal and interest of the loan;

4. The housing provident fund shall be paid normally before the loan, and it shall be paid continuously for more than half a year;

5, can provide a valid contract or agreement for the purchase of owner-occupied housing;

6. In the purchase contract, the borrower and the purchaser must be consistent, and the person who purchases the property right (except the spouse) must issue a written commitment to agree to the mortgage of the house;

7, with not less than 30% of the purchase value of owner-occupied housing (second-hand housing more than 40%) of its own funds;

8. The borrower agrees to handle housing mortgage loan and insurance;

9, the purchase of commercial housing, developers should provide phased guarantee and report the relevant credit materials;

10. The borrower agrees to open a personal account with the loan undertaking bank, and agrees that the loan undertaking bank directly deducts the loan principal and interest from the account every month.

Balance of Personal Housing Loan of China Construction Bank

The balance of individual housing loans of China Construction Bank can be inquired in the following ways:

1. Log in to official website, China Construction Bank, and use online banking of China Construction Bank for inquiry.

2. Log in to the mobile banking of China Construction Bank to check the balance of personal housing loans.

3. With my valid certificate and loan card, go to the outlet of China Construction Bank for inquiry.

4. Call the customer service phone of China Construction Bank, provide valid certificates and loans, and inquire about the balance of individual housing loans.

Deposit and loan amount of Zhejiang Construction Bank in 2022

The announcement shows that the bank's credit scale has achieved rapid growth. By the end of September, 2022, the RMB loan of China Construction Bank was nearly 20 trillion yuan, an increase of 2. 1 trillion yuan compared with the end of last year, and an increase of nearly 520 billion yuan year-on-year.

The resource allocation structure was further optimized. Inclusive finance's loan was nearly 2.3 trillion yuan, an increase of nearly 420 billion yuan or 22% compared with the end of last year, which widely benefited small and micro enterprises, individual industrial and commercial households, agriculture-related customers and other inclusive finance groups; Manufacturing loans amounted to 2.2 trillion yuan, an increase of 540 billion yuan or 32% over the end of last year, serving the economic transformation and upgrading and the high-quality development of manufacturing industry; The balance of loans in infrastructure was 5.66 trillion yuan, an increase of nearly 580 billion yuan over the end of last year, supporting the construction of national infrastructure and people's livelihood projects; Green loans amounted to nearly 2.6 trillion yuan, an increase of 630 billion yuan or 32% compared with the end of last year, which contributed to the low-carbon transformation of the economy and society. The balance of individual housing loans was 6.5 trillion yuan, an increase of 1.65438 billion yuan compared with the end of last year, which strongly supported the rigid and improved housing needs of residents. It is planned to invest 30 billion yuan to set up a housing rental fund and explore real estate that rents and purchases simultaneously.

How to find out how many car loans are left in China Construction Bank?

1. Ask at the loan outlet.

Lenders can bring their ID cards to the personal loan department of the loan bank outlets in person. One of the biggest benefits of this is that the lender can not only inquire about the loan balance, but also ask the bank to help print the repayment schedule within one year after the inquiry, so that he can clearly understand the loan situation within one year.

2. Inquire through online banking.

Lenders can check the loan balance without leaving home after opening online banking. Lenders can usually operate through the path of "personal loan"-"my loan"-"loan inquiry". This method is the simplest. Through online banking, you can not only query the loan balance, but also query the repayment records and other information.

3, through the bank customer service telephone inquiry.

Lenders can also call the customer service phone of the loan bank to inquire, but this method can only obtain the single information of the loan balance, and can't know the monthly repayment situation before and after.

Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.

So much for the introduction of the loan balance of China Construction Bank.