Is there a fee for transferring money via mobile phone to a bank card?

Is there any handling fee for transferring funds from mobile bank cards to bank cards?

The five major banks, namely ICBC, ICBC, Agricultural Bank of China, China Construction Bank and Communications Bank, have jointly announced that they will charge customers for domestic RMB transactions processed through mobile banking. Handling fees are waived for transfers and remittances, regardless of inter-bank transfers in different places, and handling fees are waived for customers' domestic RMB online bank transfers and remittances of less than 5,000 yuan to reduce customers' expenses.

Extended information:

Charge standards

ICBC: Charge 0.2 yuan/message or 0.3 yuan/send according to the number of text messages sent. Long-distance remittances are charged according to the over-the-counter personal remittance charging standards, which is 1% of the single remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan. The handling fee is 20% off for remittances[6].

China Construction Bank: As of December 31, 2010, these three types of transfers enjoy a 0.15 handling fee discount, with a minimum of 1 yuan and a maximum of 15 yuan.

China Merchants Bank: By the end of 2015, all transfer and remittance fees will be waived nationwide when handling mobile banking transfer and remittance services.

China Everbright Bank: Transfers from our bank or your own account are free within the same city, and a handling fee of 0.5 of the transaction amount will be charged in other places. A handling fee of 0.5% of the transaction amount will be charged for inter-bank remittances within the same city or different places.

Bank of Communications: 6 yuan/month mobile phone service fee, 0.15 for non-local customers and other banks in the same city, and 0.3 for cross-bank transactions in different places, with a minimum of 1 yuan and a maximum of 15 yuan.

Agricultural Bank of China: SMS service fee is 2 yuan/month. Daily transactions for domestic transfers and remittances with all banks are up to 50,000 yuan, with no handling fees.

Minsheng Bank: All free.

Five major banks join forces to waive handling fees for transfers and remittances: On February 25, 2016, China's five major state-owned commercial banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications joined forces on the 25th to A signing ceremony was held in Beijing.

The five major banks have promised to waive handling fees for domestic RMB transfers and remittances handled by customers through mobile banking, and to waive handling fees for domestic RMB online bank transfers and remittances of less than RMB 5,000 to reduce customer costs. Expenses.

Reference: Baidu Encyclopedia-Mobile Banking Charging Standards

Is there any handling fee for mobile banking transfers?

Bank of China Personal Mobile Banking: From January 1, 2020 to December 31, 2020, intra-bank transfers and inter-bank remittances are free.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

Is transfer to bank card via mobile phone deducted?

Hello, thank you very much for answering your question

Currently, almost all bank mobile banking initiated intra-bank or inter-bank transfers do not require handling fees, but if When you transfer the balance from APPs such as WeChat and Alipay to a bank card, you will be charged a handling fee. In WeChat, each user enjoys a lifetime free withdrawal limit of 1,000 yuan. The excess amount will be charged a handling fee according to bank rates. The average rate is 0.1, and each transaction requires a minimum of 0.1 yuan, which means that for a withdrawal of 1,000 yuan, a handling fee of 1 yuan is required. Alipay's rules are: 1. Multiple Alipay real-name accounts under the same ID card enjoy a basic free limit of 20,000 yuan. After the limit is exceeded, a service fee of 0.1 will be charged for the excess amount, with a minimum of 0.1 yuan per transaction. 2. There is currently no basic free quota for non-real-name accounts, and a service fee of 0.1 yuan will be charged for the amount transferred to the card, with a minimum of 0.1 yuan per transaction.

So unless there are unavoidable reasons, it is recommended not to transfer funds directly from WeChat or Alipay to bank cards.

I hope my answer can help you.

Is there any handling fee for mobile banking transfers?

Domestic RMB transfers using China Merchants Bank All-in-one Card are free of charge in mobile banking and online banking.

Warm reminder: If you have any questions later, please feel free to contact China Merchants Bank APP@your attentive customer service~

Is there any handling fee for mobile banking transfer?

Inter-bank transfers through mobile banking of major banks will not charge handling fees, but there will be an amount limit.

1. Bank of China, when using mobile banking to transfer funds, no handling fee will be charged, no matter whether it is between banks or different places. The transfer will arrive in real time. The daily transfer limit is 100,000 yuan. If you need to transfer more than 100,000 yuan, , you need to bring your ID card and bank card to the bank to apply for transfer restriction procedures.

2. Domestic transfers and remittances from ICBC and ICBC Mobile Banking are free of charge and arrive in real time. The maximum single transfer using an electronic cipher is 200,000 yuan, and the daily cumulative transfer limit is 1 million yuan; a single transfer through U-shield cannot exceed 1 million yuan, and the daily cumulative transfer limit is 5 million yuan.

3. China Construction Bank. CCB Mobile Banking will no longer charge book renewal fees for transfers after February 25, 2016. The transfer will be received in real time. The cumulative transfer limit in a single day is 50,000 yuan. If the mobile phone device is changed, Only 5,000 yuan can be transferred in a single transaction, and the original equipment needs to be deactivated.

4. Agricultural Bank of China, Agricultural Bank of China Mobile Banking has no handling fees for inter-bank transfers and long-distance transfers, and the funds are received in real time. The maximum transfer amount is 50,000 yuan, and the daily limit is also 50,000 yuan. Yuan; the daily total of transfers using the k order is 500,000 yuan.

5. Bank of Communications and Bank of Communications mobile banking inter-bank RMB transfers will not charge handling fees and will arrive in real time. The daily limit for transfers using SMS dynamic passwords is 50,000 yuan; through smart network shields, dynamic tokens, etc. The daily transfer limit is 100 yuan.