Is it normal for Alipay to guarantee the principal and interest of Tianjin Binhai Rural Commercial Bank's wealth management products?

Alipay's financial products with guaranteed capital and interest on Tianjin Binhai Rural Commercial Bank are formal.

Tianjin Binhai Rural Commercial Bank's wealth management products with guaranteed capital and interest belong to deposit wealth management, with guaranteed capital and interest.

The bank deposit agreement states that the principal and interest are guaranteed, and the withdrawal time and maturity interest rate are clearly stipulated. If it is guaranteed by the Deposit Insurance Regulations, the principal and interest are guaranteed, and the principal and interest within 500,000 yuan are guaranteed by the national deposit insurance system.

Interest is calculated on the day when the deposit is successful, and the income on weekends and holidays is uninterrupted.

Extended data:

Tianjin binhai rural commercial bank Co., Ltd. (hereinafter referred to as "Tianjin Binhai Rural Commercial Bank") was established on February 24, 2007 with the approval of China Banking Regulatory Commission, and was merged into a municipal financial enterprise at the end of 201/kloc-0. It is a mixed-ownership modern commercial bank with state-owned shares as the leading factor and foreign and private enterprises as the shareholders.

On March 9, 2020, the "20 19 China Banking 100 Top List" was released, and Tianjin binhai rural commercial bank ranked 98th.

Binhai rural commercial bank has established a relatively complete information technology system with complete electronic service channels such as online banking, mobile banking, WeChat banking and self-service banking.

It has a comprehensive Internet financial service platform of Binhai Weizhong Bank, which provides customers with multi-channel secure access and enjoys a variety of services represented by a series of products such as "Golden Mango", "Liminbao", "Dinghuotong" and "Payment Payment".

Baidu Encyclopedia-Tianjin binhai rural commercial bank