Why can’t I withdraw cash from Jingdong Baitiao? The main reasons are these

Withdrawal from Baitiao is based on the system’s evaluation of the user’s JD account status and then provides an entry for cash withdrawal. Then the user can withdraw cash from Baitiao, which has nothing to do with credit score. So what’s going on when Jingdong Baitiao can’t withdraw cash?

What’s going on when Jingdong Baitiao can’t withdraw cash?

1. No qualifications for cash withdrawal

Jingdong Baitiao can’t withdraw cash The service is not open to all users. Users can only withdraw cash if they see the "Baidiao Cash Withdrawal" button on the Baitiao interface. Otherwise, if they do not see the button, they are not eligible and cannot use the Baitiao cash withdrawal service.

Solution: Users can use Baitiao to shop on JD.com to repay on time and occasionally make contributions in installments; use other functional services of JD.com, such as saving money in a small vault, buying insurance, funds, and applying for credit cards , as well as daily check-ins, etc. to increase account activity and demonstrate spending power. Qualifications will be opened after the system re-evaluates.

2. The Baitiao quota has been used up

The Baitiao cash withdrawal is based on the premise that the Baitiao quota is sufficient. However, if the user has used up all the Baitiao quota, or the system has reduced the Baitiao quota, When it reaches 0, because there is not enough available credit, even if you have the qualification to withdraw cash from I Tiao, you cannot withdraw cash.

Solution: Users first check whether there is any unpaid Baitiao debt, and if possible, they can repay it in advance, and then withdraw cash after the available amount reaches the minimum standard for Baitiao cash withdrawal. If there is no outstanding balance, you can check to see if there is a temporary limit that can be withdrawn. Otherwise, you will have to wait for the system to re-evaluate and adjust the limit before you can withdraw cash.

3. Cash withdrawal amount is limited

JD Finance will set a single and single-day cash withdrawal limit for IOUs. Once the user's cash withdrawal amount exceeds the set limit, IOUs will also occur. Cash withdrawal failure.

Solution: If the one-time withdrawal amount is too large, you can divide it into multiple small withdrawals. If it still doesn't work, you can only wait for the system to re-evaluate and adjust the withdrawal limit. This will not happen overnight. It can be done.

4. There is currently an overdue period

Users using JD Financial Credit Services have failed to perform their contracts on time. If they are currently overdue, they cannot use white bars to withdraw cash. Not only that, but also JD gold bar loans. Money and Jingdong Baitiao consumption cannot be used either.

Solution: You must pay off the overdue debt from JD Finance, and wait at least one month before using Baitiao to withdraw cash, but whether it can be successful depends on the final evaluation result of the system.

5. Incorrect payment password

If the user enters the wrong payment password when using Baitiao to withdraw cash, it will also cause Baitiao to fail to withdraw cash.

Solution: Users can log in to the JD Finance APP, reset the payment password, and then use Baitiao to withdraw cash. Path: JD Finance APP-My-Gear in the upper right corner-Settings-Account and Security-Payment Password-Forgot 6-digit payment password-Face authentication, reset payment password.

6. Identity authentication failed

When the user withdraws cash from Baitiao, the system requires identity authentication, such as face authentication. If the user is not authenticating the account, the withdrawal cannot be successful.

Solution: Let the account person authenticate, there is no other way.

The failure to withdraw cash from Baitiao may be due to one situation or a combination of multiple situations, so it needs to be treated differently to adopt corresponding solutions.