Is there no money in the monthly fee of agricultural bank card affecting the credibility?

According to the business description, the message service business of savings card (debit card) considers the failure of short message deduction, which will not affect personal credit information.

If the account balance is insufficient or the account is in a special state such as oral loss reporting or password loss reporting, the message service fee cannot be deducted at the end of the month. If the fee is not deducted for three consecutive months, the system will no longer automatically deduct the fee every month and stop sending SMS.

It can be opened through counter and bank payment, and only need to pay the monthly usage fee. If you cancel after the arrears, you need to pay a one-month message service fee. The specific operation is as follows:

1. Counter: With my valid ID card and bank card with SMS service, I can pay at any outlet in China;

2. Bank of Communications: Log in to the Bank of Communications client and click "All → Local → Message Service → Payment" on the home page (the supplementary payment service is currently applicable to KBao and KLing customers).