Credit card overdue investigation send SMS

Generally, if a credit card is overdue for more than three times, you can apply for a credit card, but the amount is small, and you can also borrow money, but the interest is high. Those who repay more than six times or fail to repay once will be blacklisted, so you can't apply for credit cards and loans.

If the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than three months after being urged twice by the issuing bank, it will be regarded as "malicious overdraft".

Refers to the provisions of the criminal law, malicious overdraft of credit cards of more than 5,000 yuan constitutes the crime of credit card fraud, and can be sentenced to fixed-term imprisonment of not more than 3 years; Malicious overdraft of 50,000 yuan to 200,000 yuan is a huge amount, and may be sentenced to 5 years to 10 years in prison; More than 200,000 yuan is a huge sum, and the sentence is 10 years or more.