Which bank cards have online banking, which can be verified by SMS for online payment?

Personal recommendation, tell you with my experience as a Taobao seller.

Considering cost, convenience and security comprehensively: postal green card (mobile phone password payment), China Merchants Bank online banking (mobile phone password payment) and China Bank online banking (mobile phone password plus free U shield dynamic password).

If you use it for shopping in Taobao, you can choose the post Taobao joint green card. The reason is: the integral points are wide, the access is convenient, and the cash withdrawal with Alipay is fast and timely. Postal services are paid directly by mobile phone password, because Alipay is bound and no other authentication is required.

In terms of receiving speed, postal service and China Merchants Bank are the fastest. Bank of China is the slowest. It takes three days, others like CCB, ABC and ICBC ... it takes two days.

If you are in a big city, it is recommended to use China Merchants Bank, which has fast arrival, good service and convenient payment. Just like the postal service, you can pay by mobile phone.

I don't know who said CCB and ABC, and the worst is ABC. If you want to do real-name authentication, including online banking, it takes the longest time and directly kills your patience.

The U shield sold by CCB is the most expensive.

ICBC, ABC, CCB and online banking all charge annual fees. You have to deduct money every year, as well as the cost of handling the card and the annual fee.

Postal service, China Merchants Bank and Bank of China do not charge online banking fees. China Bank Online Banking will send a U shield for free, and the password is dynamic, similar to your legend used by many gamers. Very safe, with mobile phone confirmation, double protection.

China Merchants Bank will charge a storage fee when the deposit is insufficient 1W, with a monthly deposit of 1 yuan. It seems that neither the postal service nor the Bank of China charges.

I have basically done online banking in all banks.