How long will it take to sue after receiving the letter from the online loan lawyer?

When the online loan is overdue and you receive a lawyer's letter, you can discuss with the other party, apply for an extension and talk about your repayment plan. If it really doesn't work, tell the other party that you are actively raising money and ask the other party to give a certain grace period and so on. The comprehensive capital cost of online lending platform includes interest, handling fee and service fee. Very high.

According to the Supreme People's Court's regulations on the interest rate of private lending, if the interest rate exceeds 36%, the court will not support it. It is suggested to communicate in time and make reasonable repayment. Otherwise, it will face the legal risk of being sued, and even the risk of being included in the list of people who have lost their trust because they refuse to perform the effective judgment.

First of all, receiving a letter from a lawyer does not mean being sued. A lawyer's letter warns both parties that they intend to submit the problem to the law for settlement. If you receive a real lawyer's letter, it means that you have not filed a lawsuit, which is a warning to you. If you don't pay the loan, you will sue soon.

Of course, this does not specify how long it will take for the prosecution to receive the lawyer's letter, and it needs to be analyzed according to the specific situation.

If you receive a letter from a dunning lawyer, you should treat it positively:

1. If there is no actual debt or the amount of debt is wrong, you should explain the situation to the lawyer who issued the lawyer's letter in time and provide the corresponding evidence as far as possible for the lawyer to verify.

2. You should contact the lawyer in time and actively repay the loan. If it is difficult to repay in one lump sum, you can also consult a lawyer to repay in installments. If you don't know what to do if you receive a lawyer's letter, if you ignore the lawyer's letter, the other party may bring a lawsuit to the court. At that time, you may incur the loss of legal fees and interest owed, and may have a negative impact on your personal credit.

Legal basis:

1030 10 article 1 19

The prosecution must meet the following conditions: (1) The plaintiff is a citizen, legal person and other organization that has a direct interest in this case; (2) Having a clear defendant; (3) Having specific requests, facts and reasons; (4) Belonging to the scope of civil litigation accepted by the people's court and the jurisdiction of the sued people's court.

Related Q&A: Related Q&A: Is the lawyer's letter issued by the online loan overdue really false? Hello, I'm glad to answer your question.

1, this is true. The collection staff will also call people who know you around them.

2, it is best not to touch online loans, it is too scary.

3. According to the provisions of Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, the interest rate agreed by both borrowers and lenders shall not exceed 24% per annum.

4. It can exceed the annual interest rate by 24%, and the excess is not protected by law. For the interest paid by the borrower, the maximum annual interest rate can be calculated at 36%. If the interest exceeds the annual interest rate of 36%, the excess is invalid, and the borrower may require the borrower to return the excess interest.

I hope the above answers can help you, and I hope to adopt them. thank you

? Don't panic, it may be forged by the collection!

I believe that many overdue friends are not familiar with this object-lawyer's letters, some sent by mail, some sent by short messages from collectors, and some sent by paper documents? But are these all true?

I believe that many overdue friends are not familiar with this object-lawyer's letters, some sent by mail, some sent by short messages from collectors, and some sent by paper documents?

But are these all true? Not necessarily! In fact, online loans are overdue, and many lawyers' letters sent and received are fake!

So, how to tell whether the received lawyer's letter is true or false? Today, Bian Xiao will teach you three simple steps. Let's learn them together. If you or your friend just received a lawyer's letter and you are at a loss, this method can just help you tell the truth!

Need tools:

A mobile phone, a computer, and a letter from a lawyer to be identified.

Step 1: Check the lawyer's letter with the naked eye.

According to the relevant regulations, the lawyer's letter must indicate the name of the law firm and affix the official seal. If it is not stamped directly, or if it is not stamped by the law firm, there is no doubt that this lawyer's letter must be forged, otherwise it will have no legal effect. Real lawyers don't make such low-level mistakes.

Most lawyers' letters will also have the lawyer's name, signature or seal. If you only write "Lawyer Zhang" and "Lawyer Li" without full name signature or seal, you can basically be sure that it is fake.

If all these elements are available, how can we tell? Don't worry, let's use an example to verify it:

Step 2: Check whether the law firm or lawyer really exists.

According to the location of the law firm in the lawyer's letter, open the webpage Baidu and directly search the website of the local lawyers association. Let's take the lawyer's letter provided by group friends as an example.

It says "Shanghai Zhongguang Law Firm", which directly refers to "official website of Shanghai Lawyers Association". Note that the official website ends with org.cn.

According to the website prompts, find a lawyer or law firm to inquire, then enter the above information and click Find. If you find that a lawyer really exists, click on his page to find a law firm. If only the information of the law firm has no lawyer's signature, then directly search the name of the law firm to see if it exists.

If the previous steps are not saved, but the existence of this law firm or lawyer is not found at all, there is no need to continue. The lawyer's letter must be false!

Step 3: According to the inquired information, call the law firm for inspection.

If you find the above situation, you need to call a law firm for inspection, such as "Shanghai Zhongguang Law Firm" above.

Click directly on the page of the law firm to find the detailed information of the law firm. According to the regulations, this page will have the contact number of the law firm. Call directly with your mobile phone (if it is a landline number, remember to bring the local area code, for example, call 02 1-63275830 in the picture), give your name and identity information, and see if the case really exists. If a specific lawyer is in charge, the person who answers the phone can be transferred.

If the case is found to exist, then the platform should have reached the stage of obtaining evidence and preparing for prosecution. At this time, everyone should take the initiative to call the platform and negotiate. If negotiation fails, try to collect evidence and prepare to appear in court.

If the case does not exist and the lawyer's letter is forged, you can report it to the law firm or ask the lawyer what to do if he encounters a forged lawyer's letter.

Finally, back to the lawyer's letter in the case, the lawyer's letter in the picture is paper, with a formal format and a clear official seal of the law firm and lawyer. After the group friends called to check, it was really a lawyer's letter.

In fact, it is relatively simple to distinguish between true and false lawyer letters. The key is to face it positively, not passively.

Finally, I wish you all an early landing!