How can someone politely refuse to borrow money from you?

If someone borrows money from me, I will react differently according to different people.

First of all, for my benefactor or trusted relatives and friends.

If it is someone who is kind to me, or a trustworthy relative or friend, I will not only politely refuse, but also give everything. If I don't have enough money, I will try my best to help them borrow it.

For example, when I first got married, my sister built a house and owed my uncle money for materials. After I went back, my sister told me that my mother kept urging her to pay my uncle back, but there was no money at all. At that time, the monthly salary was only 200-300, and our husband and wife scrimped and saved for half a year before saving 1000 yuan, which was all we had at that time. But I didn't hesitate to tell my sister that I had 1000. I'll give it to you. Go and give it back to my uncle. You don't have to give it back to me.

Secondly, don't be too ostentatious and keep a low profile.

Some people are vain and like to brag. For example, the day before yesterday, you were bragging about how rich you were. Someone borrowed money from you today, and if you say no, it will definitely hurt your friend's feelings.

I am a pragmatic person, and I am always honest with my friends. I don't exaggerate my financial resources, and I never intentionally cry in front of my friends.

I remember a classmate used to need a loan to buy a house. She borrowed some from our good friend and told us that her friend also wanted to borrow some from me. Because that friend knows my situation better, something happened to my family at that time. So the friend said directly to the classmate who wanted to borrow money, where does she have money now? She is in trouble now, so don't borrow it from her. So the classmate who wanted to borrow money didn't ask me at all. It took me a long time to know about it.

And what moved me very much was that I did have physical problems during that time, and my friends actively helped me find a doctor and took me to see a doctor every week. Sometimes I get too much medicine, and my friends will not hesitate to post it for me first.

Third, for people who are unfamiliar or have a bad personality.

Some people who don't know the details at all, or some people who are usually rich and always cry in front of you, can politely refuse you if they ask for money.

You can also cry to him and tell him how difficult it is to make money, and there are many places to spend money at home. Or you can tell him that you really want to lend it to him, but now there are some urgent things at home that need money urgently and you want to borrow money from someone. Or who did you lend money to before? He hasn't returned it yet.

In short, you can find all kinds of reasons without feeling guilty.

Because friends who really think of you will not embarrass you at all. I have such a friend. On one occasion, her child was in urgent need of money for surgery. So she went to see me, but she didn't mention the child's surgery at all, and she deliberately pretended to be innocent and chatted with me. Inadvertently said that the expenses are too high now, and money needs to be spent everywhere, but wages have fallen instead of rising. Because of my words, the kindest friend in the world was afraid of my embarrassment, so he didn't mention borrowing money at all. It was several years before she mentioned it by accident, and it always made me feel bad. If she does, I will try my best to help her collect the money.

In short, if you deserve help, do your best. If you don't deserve help, flatly refuse.

I am a vanilla pearl,

Psychological growth and spiritual improvement, let's go together!

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