What is sinus staging?

Bean installment is a user-oriented credit payment product. This is a targeted invitation system. Merchants need to log in to the store account and find the aggregate account in the settlement account to see if there is a "bean staging" function. If this function appears, it will be regarded as inviting merchants. After the merchants are open, customers can pay by installments when shopping. According to the page, the longest interest-free period of Dou is 36 days, and users can repay in 3/6/ 12 installments, but the maximum amount is only 1 10,000 yuan. In order to encourage users to open the bucket installment, the activity of sending coupons to 30 yuan by installment was launched.

Use installment: first, users need to spend money in their wallets, and then they can use installment payment when buying goods from merchants. After the merchant opens DOU installment, when the user pays, the installment option will appear only when the total order amount reaches 200 yuan.

In the installment option, users can choose not to installment, or divide it into 3 installments, 6 installments and 12 installments, and then place an order for payment. For merchants, there is no need to pay extra for sinus staging at present, and you can open it by clicking the agreement.

Dou's installment payment will be paid to the merchant in one lump sum, but the merchant must ensure that the transaction with the customer is true and effective, and there is no malicious collusion or false transaction, otherwise legal responsibility will be investigated and all losses caused to Dou's installment will be compensated, and the platform will suspend the cooperative settlement or terminate the cooperation in advance.

The method of closing the bucket by stages: open the mobile phone, enter the "Me" page, click on the upper right corner and select the wallet. On the wallet page, click DOU installment. Click Settings in the upper right corner, select Account Management, and click Close.

Installments must be paid on credit. Tik Tok is a well-known short video platform in China, and bean staging is its small loan plan. When opening, users will be asked to agree to sinus installment credit authorization. In other words, if it is overdue, the information will be uploaded to the personal credit report.

Loans have become the mainstream of many young people's lives. Many young people also know the seriousness of loans overdue, so they will check whether the loan platform will conduct credit investigation before lending. In China, mainstream formal lending platforms will be connected to PBOC credit information system, and credit information will be collected when lending.

Bean installment is an installment payment product under the formal platform. Among the informal and illegal loan platforms in China, it is more likely that the installment payment platform will not connect with the People's Bank of China. Therefore, as a functional department, the company will certainly abide by the relevant national regulations, and the company will not do anything that will damage its reputation. Therefore, docking with the People's Bank of China is an operation that Tik Tok will definitely carry out.