In order to collect student loans, banks will publish information about students who owe loans. How should banks correctly safeguard their legitimate rights and interests?

A few days ago, Jiangxi Pingxiang Rural Commercial Bank issued a dunning notice. In order to repay the overdue student loan, this notice announces 14 1 the name, school, estimated amount and address of college graduates. The minimum expected amount is 3. 17 yuan. The maximum is 1 1, 890.96 yuan. It is reported that many people pay back the money after collecting the list.

Some people questioned the bank's practice and said that you were suspected of publishing students' privacy. But I hold a different view: the public statement that these students ask them to repay their prospective student loans is actually a reminder. Don't make such a reminder, just blacklist. Then these students will obviously be passive in the future social credit information system. Faced with it, it may restrict flights or other forms of loans.

Then some people will ask, you don't have to publish the names or addresses of students. But the problem is that if you don't make a demonstration announcement, those students who already owe money may not take it seriously. Are they reminded by such an announcement, or are they directly blacklisted? I think the bank is kind.

It's just whether students' privacy can't be disclosed in such detail. It's enough to make a final solemn reminder in the announcement. If they don't pay back the money, there are laws and regulations to punish them.

So there is nothing wrong with this announcement of the bank, but in details, citizens' privacy rights must be protected. Otherwise, it will be criticized for its deep pockets and strength, so it does not consider the dignity and privacy of students and citizens.

However, it also reminds other banks to pay attention to protecting customers' privacy when dunning and to recover the arrears by legal means. Carry forward the spirit of contract.

This should be the way for banks to correctly safeguard their legitimate rights and interests!