There is a platinum dream card of Pufa Credit Card, and the text message informs me that I can do simple platinum. Just log in and write a message and approve it once every second. What is the quota i

There is a platinum dream card of Pufa Credit Card, and the text message informs me that I can do simple platinum. Just log in and write a message and approve it once every second. What is the quota in this case? It depends on personal qualifications.

When filling in the application form, there are several small details that affect the credit limit, such as whether you have a fixed telephone number in this city, whether this number is registered in your own name or in the name of your family, whether you are married, whether your mobile phone number has a monthly rent, and whether it is a local account. If the above answers are yes, the bank will greatly increase your credit evaluation, but each condition is not absolute, but it is relatively easy to pass the qualification examination and increase the initial application consumption limit. For banks, consumer credit and repayment credit are still the most important.

Don't forget to swipe your card anytime, anywhere. During the period of using the card, you should spend more by swiping it. Try to choose a shop that swipes your card for food, clothing, housing and transportation. The more frequently you use it, the more stable your spending quota will be every month, just changing your original cash spending habit into credit card spending. This shows your loyalty to the bank. The bank's information system will count the frequency and limit of your credit card use, and will automatically increase your credit limit after about half a year.

Repay on time and maintain good credit. If you owe money, you can borrow it if you change it. Banks also strictly follow this old truth. If you don't change money on time, you certainly have no credit. You'd better pay in full, not just the minimum payment. The interest in cycling will make you unbearable.

Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, you can actively submit a written application or adjust the credit line through the service phone, and the bank needs to approve it. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.