How do you think that many banks have begun to freeze savings cards?

Banks began to freeze deposit cards, which is conducive to ensuring the safety of everyone's funds.

Recently, a number of banks regularly extract transaction data from their bank cards. If the transaction data is suspicious, the transaction cards will be frozen and sealed. For example, bank cards may be blocked if they are transferred to bank cards in a decentralized way and then transferred out in a centralized way, and large transactions at night may be blocked. This behavior of the bank is actually to protect everyone's funds and prevent illegal transactions or theft of funds.

First, for suspicious transactions, seal the card to ensure the safety of funds. So do some friends around me. In the early morning, the mobile phone kept receiving information that the money in the bank card was transferred out in small amounts, but it was stuck on me and there was no transfer operation. This is that the bank card was stolen. At present, the bank's scattered small transfers to a bank card will block the bank card, and at the same time, many small transfers to third-party payment platforms will also be blocked.

Two, for the long-term account balance, close the bank card with obvious transitional nature. At the same time, banks will also monitor users' bank cards, and bank cards with a large number of suspicious transfer transactions will also be blocked. For example, some bank cards are often transferred out in full and transferred to all parts of the country. Cary often has no money, and the account is used for transition. For this kind of account, the bank will also freeze and seal the card.

Third, it is necessary to avoid bank cards being blocked and operate normally in accordance with bank regulations. The bank began to freeze the savings card, which was not a random seal without purpose, but only for suspicious transactions. For the public, as long as they avoid these suspicious operations, they will not be blocked. For example, don't transfer money in large amounts in the middle of the night, don't transfer money in small amounts to a bank card and then transfer it out centrally, don't lend the bank card to others, and don't transfer money immediately after the funds arrive. This wave of banking operations is a good thing for most people, ensuring the safety of funds.