What if the bank card for mortgage repayment is frozen by the court?

Legal analysis: if the bank card is frozen, you need to contact the loan bank and repay it at the bank counter. If the number of input errors exceeds the limit, the bank card will be frozen:

Some banks are automatically released when they are locked, usually the next day or 24 hours;

Some bank locks cannot be unlocked automatically, and cardholders need to bring their ID cards and bank cards to unlock them.

If the bank card is lost or the bank card password is lost, resulting in the password being frozen:

It can be unfrozen when the loss report fails;

You can unfreeze it by changing the card or resetting the password;

Cancel the report of loss and unfreeze.

Frozen by the court for judicial needs:

Pay a fine as required;

After the court has completed the relevant matters, it may unfreeze, but not freeze;

Generally, the freezing period is six months, and the court may request an extension of one year or permanent freezing.

Legal basis: Article 31 of the Interim Measures for the Administration of Personal Loans in People's Republic of China (PRC) adopts the method of payment entrusted by the lender. When using the loan, the lender shall require the borrower to apply for payment and authorize the lender to pay the loan funds in the way agreed in the contract. The Lender shall examine whether the borrower's relevant transaction materials and vouchers meet the conditions agreed in this contract before the loan funds are released, and record the relevant details after payment.