What are the common means and preventive measures in telecom fraud?

Common telecom fraud means are: telephone fraud, SMS fraud and online fraud. Preventive measures are: mentally, calm and unhurried; Don't be greedy and cheap, refuse temptation. In action: check the facts and distinguish the authenticity; Don't transfer money indiscriminately to prevent risks.

First, telephone fraud

1, fictional child kidnapping, using telephone recording to cause family panic and asking family members to remit money to redeem the person.

2. Pretending to be relatives and friends, committing fraud on the grounds of car accident, illness, illegal payment, etc.

3. Pretending to be a member of the telecommunications bureau and committing fraud in the name of telephone arrears.

4. Pretending to be staff members of state organs such as procuratorates, legal departments and companies, and committing fraud on the grounds that the victim is suspected of money laundering, fraud and other criminal activities.

5. Pretending to be a tax official, asking the victim to operate on the ATM of the bank on the grounds of tax refund and implementing fraud.

6. lied that the victim won the prize and asked the victim to pay personal income tax, service fees and handling fees to commit fraud.

Second, SMS fraud.

1. Send a text message saying that the victim's bank card was swiped in a different place. When the victim called back, the criminals pretended to be bank staff to commit fraud.

2. Send information such as bank account number and "quick remittance" through SMS to deceive the victims who just want to remit money.

Third, online fraud.

1. Post information such as helping to select or buy stocks online to defraud victims of remittance.

2. Publish false winning information. When the victim goes online, he will find QQ winning or online game winning, but he must pay the handling fee and personal income tax first, so that criminals can defraud the victim of remittance.

Characteristics of telecommunication network fraud

1, the modus operandi changes rapidly.

Criminals' modus operandi is endless, and they try their best to fabricate all kinds of false facts to commit fraud. From the initial false information such as "winning the prize" and "spending money", it has developed into fictional fact fraud such as "kidnapping and extortion" and "telephone arrears", and even pretending to be a telecom worker or a public security policeman, which is very deceptive and difficult to identify.

2. The social harm is relatively great.

Some people have been defrauded by criminals overnight after years of savings, and their ideological burdens are heavy. Some people commit suicide because they are deceived and tired of the world, which brings great pressure to the management of social security.

3. The victim group is not specific.

Through combing and analysis, the victims are divided into school students, individual bosses, laid-off workers, migrant workers and farmers by occupation; According to age groups, young people, middle-aged people and the elderly all account for a certain proportion.

4. The investigation is very difficult.

Because telecom fraud crimes are often committed across regions or even across countries, the capital accounts and victims involved are all over the country, and the cost of regional cooperation is high and it is difficult to solve the case. In addition, such crimes involve the Internet, telecommunications, computers and other fields.

In addition, banks have the functional advantages of opening accounts, closing accounts, transferring money and withdrawing money. Criminals transfer stolen money quickly and conveniently, and it is difficult to fix evidence, and the possibility of recovering stolen money is small, which makes it more difficult to investigate such cases.