Late receipt of text messages for legal opinions

Legal Analysis: If the situation is true, loans overdue suggested that the repayment should be made immediately to avoid the risk of being sued and affecting the credit investigation. If the situation is not true, it is mostly a telecom fraud message. Be careful not to click on the link sent by it, so as not to cause property damage.

Legal basis: Article 557 of the Civil Code shall terminate the creditor's rights and debts under any of the following circumstances: (1) The debts have been fulfilled; (2) The debts offset each other; (3) The debtor deposits the subject matter according to law. (4) Creditors are exempted from debts; (5) Creditor's rights and debts are owned by one person; (six) other circumstances stipulated by law or agreed by the parties to terminate. If the contract is terminated, the rights and obligations of the contract shall be terminated accordingly.