How to prevent small loans from exploding the address book?

How to prevent small loans from exploding the address book? These methods are effective in pro-testing!

Small partners who have applied for online loans know that small loans now need to authorize address books. Once they agree, their phone records and the phone numbers of all contacts will be read by the small loan. Once they fail to repay the loan, 100% will be exposed in the address book. So how to prevent small loans from exploding the address book? Share some really effective ways to prevent phone calls to the maximum extent!

1. Install interception software.

The most effective way is to install software to intercept strange calls in your mobile phone. There are many similar apps in the market, such as Tencent Mobile Manager, 360, Baidu Mobile Guardian, sogou Number Pass, etc., which can be whitelisted and blacklisted, and the interception methods are also different, such as intercepting non-address book calls, unknown calls, suspected fraudulent calls, and advertising calls. It helps to intercept online loan collection calls.

2. Mobile phone native system

Now both Android and Apple phones have harassment identification and interception functions. For example, Android phones can click "More"-Stop Harassment-Set-Interception Rules on the dial-up interface, add blacklist of numbers, blacklist of keywords and whitelist by themselves, intercept all strangers or all incoming calls, and even intercept spam messages, but it is still slightly weaker than third-party interception apps. How to intercept the online loan explosion address book? It's useless to crack the bombing software!

How long can the online loan explosion address book last? If you live so long, you will stop collecting money.

3. Vaccinate relatives and friends in advance.

You can contact important people in the address book in advance, saying that the phone number is leaked, and there may be fraudulent phone calls and text messages from online loans to contact them, so that they don't believe in the collection or owe money. This will be much better, and some interception measures will be taken. In addition, you can also modify social signatures such as WeChat and QQ, saying that the address book has been stolen, and there may be harassing calls, so beware of being deceived.

4. Cancel the authorization of address book

Before applying for a small loan, delete some phone records in the address book, especially important records such as family and friends, which can be deleted in batches. In addition, the names in the address book can be appropriately modified, such as takeaway brother and mechanic, to alleviate some adverse effects. Once the online loan is authorized to read the address book, all the numbers will be uploaded and cannot be cancelled. Please apply for the loan carefully. Can I go to court to sue for breaking the address book? Someone really sued successfully!

Is everyone called the online loan explosion address book? They are the most painful people!

How did the address book explode? Most borrowers' nightmares!

How to prevent small loans from exploding the address book?

20 19, the online loan market is still very hot, and there are not a few users who are short of money. The situation of small loan explosion address book has not been effectively curbed. So what can be done to prevent small loans from exploding the address book? You should know that the cost of the "call you to death" collection software is very low, so once the borrower is overdue, the relatives, family members and friends in the address book will suffer the most. Today, we will share several ways to reduce the impact of the address book explosion.

Warm reminder: the principle of exploding the address book is to authorize the address book and operator password before borrowing, so as to automatically download the address book and call record number, so even if the authorization is cancelled after borrowing, the mobile phone number cannot be deleted, so this method is useless.

First, crack the online loan bombing address book software

Where there is demand, there are business opportunities. In recent years, many explosion-proof address book softwares have emerged in the market, reminding everyone that most of the posts in forums, post bars, groups and friends circles are liars. At present, there is no effective software that can completely prevent the address book from exploding, because the address book explosion means that the collection personnel call and harass other people's mobile phones, and you can't control it.

Therefore, online explosion-proof software is not credible, so don't be fooled easily. It is difficult to file a case after being cheated by hundreds of thousands, so you can only admit it yourself.

Second, confess in advance.

Nowadays, many people communicate with their friends in the address book in advance before being forced to go ashore. The easiest way is to send a message in a circle of friends, which can explain what happened and let everyone ignore similar phone calls or text messages, which can further reduce the impact of the address book explosion.

Third, refuse to authorize the address book.

It is useless to cancel the authorization after the deadline, so before applying for a small loan, if you need to authorize the address book and provide the password of the mobile phone service, refuse the application decisively, because this small loan 100% will explode the address book after the deadline.

Fourth, the explosion address book interception tool

There are many telephone interception tools on the Internet, such as Tencent Mobile Manager and 360 Mobile Guardian. Both Android and Apple phones have their own blacklist series, which can intercept some harassing calls. You can sort out relevant raiders, edit short messages or send WeChat to tell friends and family.

To sum up, at present, there is no really effective method to intercept the explosion of address book, and many methods are to reduce the impact. Only by rejecting such small loans from the source can we really avoid the consequences of the explosion of the address book.

How to prevent micro-loans from exploding address books

In the face of small loan collection and address book explosion, we can't just passively bear it, and we need to take some necessary measures to deal with it. Everyone should learn to do this:

1, turn off permissions

The reason why small loans can burst the address book is because everyone allows small loan apps to access the address book. Therefore, everyone should close the access rights of the small loan APP through the mobile phone setting function in time, or uninstall it directly.

Step 2 change your mobile phone number

After the small loan collection explodes the address book, everyone must change the mobile phone number in time and only tell the number to a small number of people. In addition, everyone should ask relatives and friends not to tell others the number easily.

3. Install shielding software

Friends who don't want to change their mobile phone numbers can install a shielding software on their mobile phones, or more. In addition, you need to manually summarize the harassing calls, and share the summarized calls with friends and relatives, so that they can block them together.

4. Complaints and reports

After the small loan collection explodes the address book, everyone should pay attention to collecting evidence, including what harassing calls are, how often they are harassed, and which relatives and friends have been harassed. Then you can use this evidence to complain about small loans.

The departments that can report are: China Banking Regulatory Commission, industrial and commercial departments, Internet Finance Association, local financial offices, three major communication operators, public security departments and so on.

For those small loans that are harassed, threatened or intimidated by tools such as "calling you to death", you can directly choose to call the police and let the public security organs crack down.

Of course, I hope that everyone who needs funds will borrow money from the formal microfinance platform to avoid violent collection caused by borrowing from the informal platform. If you have a loan, you must pay it back regularly, otherwise it will affect your personal credit, and you may encounter difficulties in buying a house loan in the future. I hope I can help you.

How to prevent online loans from exploding the address book

After loans overdue, the borrower is most worried about overdue. Many borrowers are affected by the problem of overdue online loans to varying degrees, and relatives and friends are disturbed by a large number of collection calls every day. How to prevent the address book from being exploded when the online loan is overdue? These methods are very effective!

How to prevent the address book from being exploded when the online loan is overdue?

Generally speaking, the formal online lending platform will not explode the address book. If you encounter an irregular platform that explodes the address book, you can stop it by these methods: calling the police, complaining to the operator, downloading shielding software, and directly shielding any strange phone calls.

Under normal circumstances, it is illegal to collect and explode the address book. Specifically, it is forbidden to disclose personal information such as debtor's liabilities and overdue breach of contract to third parties unrelated to debts. However, for some online loan collections, such regulations are almost useless, because many online loan platforms are illegal, so if you can't sue the collectors, you can only rely on collection to collect debts. In order to recover more debts, you will choose illegal ways to collect them.

In addition, you can also send a circle of friends to explain your situation and tell friends and relatives to ignore such calls as soon as possible. Even if they do, they can record their complaints. This is not to tell you how to repay the loan, but to avoid being harmed by bad collection.

In addition, in the process of repayment, if you can't pay it off in one lump sum or negotiate installment, don't pay it back in one lump sum. This will only make the other person think that you have money to pay back, but you don't want to pay it back.

The above is the related content sharing of "How to prevent the address book from being exploded when the online loan is overdue", and I hope it will help everyone!