What if Zhong 'an small loan dunning is hard to say?

After making a loan on the police small loan, I can't remember the repayment date. A day later in loans overdue, the police began to make dunning for small loans. You don't have to pay attention to the hard words of Zhong 'an small loan dunning, as long as you repay it on time, because such dunning calls are fixed, and who to call is this set of words. If it does involve some violations of the law, you can record some threats every time you make a phone call. These can be used as evidence, but it is unlikely that online loans will be prosecuted. It is the most crucial thing to avoid the behavior of online lending and solve your own debt problem.

1. What should I do after receiving a dunning call?

If some people can't repay the loan in the first time, it's easy to get a collection call, some people will pull the collection call, and some people will quarrel with the staff who collect the call. In fact, this will not only solve the problem, but also be harassed by more phone calls. After receiving the call, you must answer it. You can discuss with the collector on the other end of the phone and let the other party know that you will pay back the money, so that things will be solved better. When the new information of relatives and friends in the address book is stolen, you can also send a message to the circle of friends saying that your name and identity have been stolen, which can also solve the problem.

Second, what should I do if the online loan is temporarily overdue?

If you owe an online loan temporarily, you must figure out your debt and repay it according to your actual situation. The borrower may negotiate with the lender or repay the loan in installments. Of course, we must avoid borrowing from other platforms, because this may lead to usury and rob Peter to pay Paul, so there is no way to solve the problem of overdue debts.

Third, can online loans stipulate liquidated damages?

When borrowing money, a loan contract will be signed, and the general loan contract will clearly require the payment of certain interest. If the liquidated damages are arranged again, it will increase the pressure on the other party. In fact, online loans can stipulate liquidated damages, but this provision cannot exceed four times the profiteering interest rate of the one-year loan market. If it exceeds, it is an act of charging high interest in disguise.