What about the black online loan receiving address book?

If the online loan is exposed to the address book after the deadline, and if it is violently collected, evidence can be collected and reported to the local industrial and commercial department or the China Internet Finance Association. And if you want to avoid the explosion of the address book, the best way is to repay on time to avoid overdue.

The collection must be to urge the lender first. If the frequency is high, you can explain why you are overdue, and then try to negotiate repayment. Generally, online lending companies will not accept negotiations, but a positive response can always reduce some collections. Then it is to inform family and friends of their own situation in advance, so that they are psychologically prepared, don't answer strange calls, or record in time to give evidence. It is illegal to explode the address book. If this happens, you can choose to call the police to protect yourself.

Collect and process evidence and report it. After being violently collected, you can keep relevant evidence and report it on various reporting platforms, such as collecting complaints and reports on the website of the China Banking Regulatory Commission, which is sometimes very useful.