It is not recommended to cancel the three certificates.

Regarding whether the bank card needs to be cancelled, the answer given by the bank is that cancellation is not recommended.

This is not only because the bank needs this customer, but because the conditions for handling bank cards have begun to improve. Nowadays, the number of telecom fraud cases is increasing, and bank cards are required. Therefore, it is very convenient to have a bank card, so it is naturally not recommended to cancel.

Extended data

First, three ways to directly cancel the bank card

1, calling card cancelled. Most banks stipulate that as long as the bank card that needs to be cancelled has no continuous business or is currently idle, it can be cancelled by calling the bank's customer service phone or manually. To make a call, you need to provide the customer service staff with the corresponding information of the cardholder, such as ID number, reserved mobile phone number, bank card password, etc.

2. Online bank card sales. Taking Huawei P30 mobile phone as an example, it is a convenient way to log in online banking to sell cards based on HarmonyOS 2.0 operating system. The premise of selling cards online is that you must remember the card number and password of the bank card, log in and sell cards according to the process.

3, automatic pin card. Bank cards that are inactive for three years will be automatically frozen by the bank. If you need to continue to use it, you need to bring your bank card and ID card to the place where the issuing bank is located for unfreezing business.

2. Will the bank card be cancelled if it is not used for a long time?

1. The bank card will not be cancelled if it is not used for a long time. The principle of bank card cancellation is that users need to take their ID cards to the bank to cancel, and will not automatically cancel. This is also determined by the nature of bank cards.

Many people are also concerned about whether the bank card will be in arrears. Now some bank cards have SMS notification function, and the charge for this function is 3 yuan 1 month according to the standard of Bank of China. If you don't use your bank card for a long time, this SMS notification function will be charged all the time, so turn off this function if you don't use it for a long time.

Unlike credit cards and savings cards, credit cards basically require an annual fee. The annual fees are basically above 500 yuan. If it is not used for a long time, it is recommended to cancel it. After all, the annual cost is not small.

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