Icbc card arrival time

What is the credit card billing date of ICBC every month?

ICBC's credit card billing date is unified as monthly1; The repayment date of ICBC's credit card is before 25th of next month.

I. Repayment Date of ICBC Credit Card:

The repayment date and billing date of ICBC credit card are fixed.

The billing date of all ICBC credit cards is the day of the end of the month, which is the last day of the natural month. For example, the accounting date in March is March 3 1 day, and the accounting date in April is April 30. The repayment date of ICBC's credit card is 25th of next month. In other words, your monthly expenses must be paid off before the 25th of next month.

2. Bookkeeping date and longest interest-free period

Credit card consumption per month 1 day. In that case, your interest-free repayment period is 365438+ 0 days in the current month+25 days in the next month, 56 days a day.

The repayment date and billing date of all ICBC credit cards are the same.

Credit card policy

Annual fee-free policy: Puka Gold Card swipes the card for 5 times to avoid the annual fee for the following year.

Cash withdrawal fee: there is no fee for local ATM.

Multi-account management: independent quota, independent bookkeeping date and independent repayment.

Online payment: you need to open it at the bank counter first.

Installment business: support interest-free installment for specific merchants (3, 6, 12). You can apply for free installment (3, 6, 9, 12, 18, 24) by telephone if you spend RMB in 600 yuan HKD 600 yuan, and different fees will be charged for each installment according to the number of installments.

Billing date: every month 1 day is the billing date and cannot be changed.

Card types: Puka (RMB 0-20,000), Gold Card (RMB 6.5438+RMB 0-50,000) and Platinum Card (RMB 50,000 or more).

When is the billing date of the industrial and commercial credit card?

ICBC's credit card billing date is usually the end of the month, which is the last day of the natural month.

For example, the accounting date in March is March 31; The bookkeeping date in April is April 30th.

The due repayment date of ICBC's credit card is the 25th day after the bill date, that is, the 25th of next month.

The interest-free repayment period is from the bookkeeping date to the due repayment date. The longest repayment period of ICBC credit card overdraft is 56 days, and the shortest is 26 days. You can enjoy the longest interest-free period by swiping your card every month 1.

ICBC credit card bill date?

The billing date and repayment date of ICBC credit card are uncertain. At present, the billing date and repayment date of ICBC credit card are optional and can be selected according to personal convenience.

Bookkeeping date: 1, repayment date: 25th; Bookkeeping date: 8th, repayment date: 65438+ 0th of the following month; Bookkeeping date: 9th, repayment date: 2nd of the following month; Bookkeeping date: 10, repayment date: 3rd of the following month; Bookkeeping date: 1 1, repayment date: 4th of the following month; Bookkeeping date: 12, repayment date: 5th of the following month; Bookkeeping date: 13, repayment date: 6th of the following month.

Bookkeeping date: 14, repayment date: 7th of the following month; Bookkeeping date: 15, repayment date: 8th of the following month; Bookkeeping date: 16, repayment date: 9th of the following month; Bookkeeping date: 17, repayment date of the next month:10; Bookkeeping date: 18, and repayment date of the next month: 1 1.

Bookkeeping date: 19, repayment date of the next month:12; Bookkeeping date: 20th, repayment date: next month13; Bookkeeping date: 2 1, and repayment date of the next month: 14.

Bookkeeping date: 22nd, repayment date: next month15; Bookkeeping date: 23rd, repayment date: next month16; Bookkeeping date: 24th, repayment date: next month 17.

Bookkeeping date: 25th, repayment date: next month18; Bookkeeping date: 26th, repayment date: next month 19.

The billing date and repayment date of ICBC credit card can only be modified once within the validity period of the card. Cardholders can directly call the bank's customer service phone to apply, or they can bring their valid personal certificates and cards to the counters of ICBC outlets.

The credit card billing date of ICBC can be simply understood as the billing date. This day will summarize all the overdrafts of the cardholder in the last consumption cycle, so that you can know how much you have spent and how much you need to pay back. ICBC's different credit card bills are different.

The repayment date of ICBC's credit card refers to all the consumption quotas summarized on the day when the cardholder returns the bill. Generally, the repayment date is about 20 days after the billing date comes out. The repayment date is fixed and will not change because of one more day or one less day in the current month, but the billing date and repayment date can be changed.

When the billing date and repayment date are changed, the repayment date is generally changed to 2 to 3 days after the salary is paid, so that the cardholder will have enough money to return the credit card bill on the repayment date. If repayment is difficult, the cardholder can use installment repayment or minimum repayment amount.

It should be noted that there is no grace period for ICBC credit card repayment. When you usually repay, you must remember to repay on time. Once the repayment date is exceeded, it is considered overdue. Overdue records will be uploaded to the credit information center, which will have an impact on personal credit information.

What is the billing date of ICBC credit card?

ICBC's credit card billing date is between the 8th and 26th of each month. Users can choose any day in this period according to their own needs, but they can only apply for adjustment once a year. Users can also send a short message "HKR#" to ICBC's credit card hotline 95588 to check the billing date of the credit card.

ICBC's credit card billing date is set for the 8th to 26th of each month. Credit card billing date refers to the date of credit card billing. On the billing date, ICBC will provide users with a credit card statement, and indicate the billing status of the credit card from the previous billing date to the current billing date on the bill, prompting users how much they should pay back on the due repayment date.

If users need to query the date of ICBC's credit card statement, they can choose to log in to ICBC E Life (mobile version is 6.0), select the credit card to query through the "Finance" page, and click "Settings-Basic Settings" to query the credit card statement. In addition, users can also make inquiries through online banking, mobile banking and other channels. If the user needs to modify the bill date of ICBC, the credit card bill and repayment date can be adjusted synchronously every 12 months, and the following conditions must be met:

1, user account status is normal, credit card repayment is timely, and there is no overdue record;

2. The user's card is the main account card, and the status is normal, not enabled or not enabled for card replacement;

3. Special cards such as official card, company card, easy loan card, airline joint card, social security card, annual gold card and private bank black gold card cannot be modified.

What are the consequences of credit cards?

1, affecting personal credit information. Now it is a credit society, and personal credit investigation is very important for a person. If personal credit information is tainted, it is basically impossible to buy a house and a car with a loan in the future. First of all, one thing needs to be clear, that is, if the credit card owes money and does not pay it back, it will definitely have a serious impact on credit reporting.

2. If the circumstances are serious, it may constitute a crime. First of all, I want to explain a term here, that is, what is a malicious overdraft of credit cards. The so-called malicious overdraft means that for the purpose of illegal possession, you overdraw beyond the prescribed limit, and the bank urges you to repay twice, and you have not returned the money to the bank for more than 3 months. Banks will adopt different collection methods according to different situations. Of course, banks are legal institutions, so their collection methods must be legal. In order to give you enough repayment time, the bank will provide repayment "time tolerance" service and increase repayment tips every month. Generally, overdue credit cards do not constitute a crime. However, if it constitutes a credit card crime, then you need to bear legal responsibility. If the circumstances are serious, they may also face the risk of imprisonment.

When is the settlement date of China Industrial and Commercial Bank credit card or debit card?

The settlement date and repayment date of ICBC's credit card are fixed, 1 per month, and the repayment date is 25th of each month.

The shortest time is 25 days, and the longest time is 56 days.

When was the credit card bill issued by ICBC?

If the billing date of ICBC's credit card is 12, the repayment date is the 5th of next month.

If the billing date of ICBC's credit card is 1, the repayment date is the 25th of the following month.

The due date of credit card repayment refers to the latest date when the credit card issuing bank requires the cardholder to repay the payable amount. In other words, after the issuing bank issues the bill, you should pay off all the expenses you have consumed before the due repayment date. Otherwise, you should apply for installment payment three days before the final repayment date. Or make the minimum repayment before the final repayment date.

If you don't pay in full before the due repayment date, and you don't choose the minimum repayment amount of the credit card and apply for installment payment, you may face the following penalties:

1. All consumption funds will no longer enjoy interest-free repayment, and the bank will calculate interest on a daily basis with the consumption amount as the principal from the date of consumption, with a daily interest rate of 0.5 ‰ and compound interest on a monthly basis;

2. Receive phone calls and letters from banks;

3. Freezing the account and feeding back the record of arrears to the People's Bank of China and recording it in the credit file will affect personal credit.

The credit card billing date means that the issuing bank regularly summarizes and settles the current transactions and expenses of the credit card account every month, calculates the total amount owed and the minimum repayment amount in the current period, and mails the statement or sends an electronic bill.

So much for the introduction of ICBC credit card settlement time.