Construction Bank Credit Card Overdue Negotiation Repayment Process

1. Call the customer service telephone number of China Construction Bank at 95533, or go directly to the counter of China Construction Bank Branch;

2. Provide personal valid identity documents and personal economic conditions, indicating that you don't want to have overdue records;

3. Negotiate the repayment plan of arrears with the Construction Bank, including the repayment period and repayment expenses.

4. After reaching an agreement with the Construction Bank, repay the arrears in full and on time according to the agreed repayment date.

1. If the user's CCB credit card is overdue and wants to negotiate with CCB, they can negotiate in the following ways. First of all, in order to reduce the repayment pressure of users, users had better take the initiative to contact the bank to negotiate to stop payment, and put forward a plan to pay it back slowly by stages. Secondly, users should always be sincere and willing to repay, and the reality does not allow it. Then no matter what happens, don't refuse to answer the bank's call. Once you refuse to answer, it is easy to become evidence of bank appeal. Finally, we must always keep relevant evidence and give it back to the bank.

2 CCB credit card overdue negotiation repayment process.

A, first of all, I told CCB that I really shouldn't be overdue, but I did have difficulties, so I applied for negotiating installment repayment. By the way, how much money I owed, interest, liquidated damages and so on. And how many installments I want.

B. Secondly, after the bank agrees to negotiate, it will provide relevant rescue certificates in time, that is, materials that prove that it is temporarily unable to repay, such as unemployment, bankruptcy, serious illness, etc.

C, Third, the bank will sign a new repayment agreement, mostly in the form of telephone recording, electronic or written form, and then start repayment by installments.

D, it is worth noting that after signing a new repayment contract through negotiation, there will be no overdue, because this is the bank's bottom line. When discussing, have a good attitude. After all, the debt is yours and the bank is dominant.

3. For example, if you are overdue for more than one month, you will be charged by various phone messages in the first half of the month. There will be overdue records at this time, but you won't go to the credit. When you continue to be overdue for more than three months and continue to refuse to repay, at this time you will go to the credit investigation and even be sued by the court. It is necessary for everyone not to go to this last step.

4. You can also explain to the bank that the overdue is not caused by your own subjective reasons. You can apply to India to cancel the credit information and provide proof directly to the bank. You can take these materials to the credit information center to cancel the credit information record.