Joke Collection Website - Blessing messages - The online loan is overdue, saying that I am fraudulent and filing a case to arrest me.

The online loan is overdue, saying that I am fraudulent and filing a case to arrest me.

Legal analysis: Online loan is a loan contract at the legal level. The civil code of our country stipulates the loan contract as a contract in which the borrower borrows from the lender, repays the loan at maturity and pays interest. In this kind of contract, the borrower has the willingness to repay the loan and pay the interest due. If you have no intention to repay the loan at all and provide false information when concluding the contract, it is fraud and may be identified as fraud. The online loan company should be informed in time that it is willing to repay the loan and actively negotiate.

Legal basis:

1. Article 667 of the Civil Law of People's Republic of China (PRC) is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

2. Article 266 of the Criminal Law of People's Republic of China (PRC). If the amount of fraud is relatively large, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.