Why didn't WeChat mention the bank card?

Generally speaking, there are three ways for WeChat to propose marriage. The fees charged at different stages are different, and the fees can be waived within the quota:

1. If you withdraw money from WeChat "change wallet" to the bank card, each person has a free limit of 1 0,000 yuan, and the system will charge a service fee of 0. 1% after use. Usually, most users have exceeded the limit of 1000 yuan, so the handling fee cannot be exempted after exceeding it.

2. If it's money in a change pass or a wealth management pass, if it's a fund purchased by debit from a bank card, there is no handling fee for withdrawal.

Transfer the funds to other users, so that you won't charge your own handling fee, but you will charge the service fee withdrawn by the payee.

WeChat change wallet mainly relies on users to withdraw cash to earn service fees, which is generally unavoidable, so users had better not put too much money in WeChat change.

One thousandth of the service charge is relatively high. Now, if you use mobile banking to transfer money, there is no handling fee.

In addition: In the WeChat payment interface, click More in the lower right corner, and click Pay to get a discount. After completing related activities and obtaining some gold coins, you can deduct a certain amount of free cash withdrawal.

Wechat provides public platform, friends circle, message push and other functions. Users can add friends and pay attention to public platforms by "shaking", "searching for numbers", "people nearby" and scanning QR codes. At the same time, WeChat will share the content with friends and share the wonderful content that users see to WeChat friends circle.

fundamental function

Chat: It supports sending voice messages, videos, pictures (including facial expressions) and texts. Is a chat software, supporting multi-group chat (up to 40 people, 100 and 200 people's group chat is being tested).

Add friends: wechat supports finding micro signals (specific steps: click on friends at the bottom of wechat interface-> add friends-> search number, then enter the number of wechat to be searched, and then click find), check QQ friends to add friends, check the phone address book to share micro signals to add friends, shake to add friends, add friends by QR code search, and accept friends by drift bottle.

Real-time intercom function: users can talk to a group of people through a voice chat room, but unlike voice sending in a group, the messages in this chat room are almost real-time, without leaving any records, and they can still chat in real time when the screen of the mobile phone is closed.

Brief introduction of wechat payment

WeChat payment is a payment function integrated in WeChat client, and users can complete the fast payment process through mobile phones. Wechat payment provides users with safe, fast and efficient payment services, based on fast payment of bank cards.

Support payment scenarios: WeChat public platform payment, APP (third-party application mall) payment, QR code scanning payment, credit card payment, the user displays the barcode, and the merchant completes the payment after scanning.

Users only need to associate a bank card with WeChat and complete the identity authentication, then they can turn the smartphone with WeChat app into a universal wallet, and then they can purchase the goods and services of the cooperative merchants. When paying, the user only needs to enter the password on the smart phone, and the payment can be completed without any swiping steps. The whole process is simple and smooth.

Wechat Payment supports credit cards issued by the following banks: Shenzhen Development Bank and Bank of Ningbo. In addition, WeChat Pay also supports debit cards and credit cards of the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank, China Guangfa Bank, Ping An Bank, Industrial Bank and Minsheng Bank.

Wechat payment rules

1. When binding a bank card, you need to verify the cardholder's real name information, that is, the information of {name, ID number}.

2. A micro-signal can only bind one real-name information. The real name information cannot be changed after binding, and the real name binding relationship will not be deleted when the card is released.

3. The same ID number can only be registered for 10 (including 10) WeChat payment;

4. A bank card (including credit card) can bind up to 3 micro signals;

5. A micro signal can be bound to at most 10 bank cards (including credit cards);

6. A WeChat account can only set one payment password;

7. Online banking is not required for bank cards (except Bank of China and Industrial and Commercial Bank of China). As long as there is a reserved mobile phone number in the bank, you can bind WeChat payment.