Agricultural Bank of China does not pay SMS arrears.

If the customer's account balance is insufficient on the charging day, and the charging has not been successful for three consecutive months, the monthly fee will no longer be charged automatically, the SMS will be suspended, and the cancellation will not be replenished.

For the short message service of ABC, you can continue to pay the fee to enjoy the service, or you can ignore it, but it will not increase the extra fee, nor will it increase the economic burden or affect personal credit information because of the arrears. ABC's SMS service is a back-end charging item, but ABC's SMS notification service is a monthly subscription system, that is, 2 yuan/monthly subscription. No matter whether you apply for opening the counter or open mobile banking and self-service equipment, you will be charged on a daily basis, that is, if SMS service is opened this month 15, the next month will be the day of deduction. If the deduction is successful, the SMS service agreement is still valid and you can continue to enjoy the service. Because the account balance is insufficient and the deduction is unsuccessful for three consecutive months, the service agreement is automatically interrupted and the service is no longer enjoyed. When you need this service again, you can open the SMS service through the counter, personal online banking and personal bank payment, and you only need to pay the monthly usage fee. After successfully paying the arrears (payment 1 month), the SMS service can be resumed.

As for the bank's constant dunning, it is actually a short message sent automatically by the system. As a bank, its main purpose is not for these two dollars, but not to lose customers, nor to become a sleep account with zero balance and zero transactions for a long time. Renewing fees through SMS actually maintains account activity and increases customer viscosity, which is a conventional means to maintain passenger flow. However, as customers, especially those with frequent transactions and large balance, it is very important to maintain the continuity of SMS service. Don't feel embarrassed about 2 yuan/Yue, you can enhance the protection of stolen brushes. According to research, in countless cases of bank card theft, more than 90% found that the bank card was stolen through SMS, so we took decisive measures to preserve the evidence and finally won the lawsuit and obtained compensation.