Will there be such a short message notification when Alipay is overdue?

Reason:

The text messages starting with 1 and 1068 are not sent by Alipay, but are generally outsourced third-party collection companies. Delete these messages after receiving them.

2. If you have overdue debts in Alipay, you'd better take the initiative to negotiate with customer service.

Impact of overdue Alipay:

1, with penalty interest

First of all, Alipay's overdue loan will generate a penalty interest, which will be charged at 0.5 times of the original interest of 65438. Then, if loans overdue, it will not only continue to charge daily interest, but also charge daily penalty interest of 65,438+0.5 times.

2. Collect in various ways.

If Alipay is overdue, Alipay will collect it. For example, dunning by phone or SMS, etc. According to the specific loan situation, if the circumstances are serious, legal channels are not ruled out.

3. If sued, the assets may be seized.

For users who have failed to collect many times, Alipay will solve it through legal channels. If you don't pay the arrears, you will be sued if the amount is large. Once the court makes a verdict, even if you 100 are reluctant, you must implement the "repayment ruling". Otherwise, the court will seal up the property under your name according to law and repay the arrears with the proceeds from the auction.

4. Credit damage

In addition, the consequences of Alipay loans overdue are: affecting personal credit information. The overdue situation of Alipay loans will be uploaded to the central bank's credit information system simultaneously, which will also affect the credit life such as loans in the future. Of course, bad credit records will also have a negative impact on sesame credit.

Alipay overdue remedies:

1. The best way to deal with Alipay's overdue payment is to make up the arrears in time, so as to minimize the impact on itself.

2. In terms of saving, you can carefully understand the specific mechanism of the platform in terms of credit. By using sesame seeds, you can really eliminate your overdue behavior, so that it will not affect the credit investigation.