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How to check if there is provident fund?
The specific methods for checking the provident fund are as follows:
1. Check at the counter: When checking at the counter, you must bring your provident fund card and ID card. Then go directly to the provident fund service hall, show your ID card and provident fund card to the counter operator, and ask for balance inquiry. If you are making inquiries on behalf of someone else, you must bring the enquirer’s magnetic card, ID card, inquiry certificate and the agent’s ID card;
2. For online inquiries, first log in to the local provident fund website and find the button for personal account information or balance inquiry , then enter the provident fund account number and visa number, enter the verification code and click "Query" to check the status and balance;
3. Telephone voice inquiry: First dial the local provident fund voice inquiry number, and follow the prompts Enter the unit account number, and then enter the personal account number to check. Some places have a telephone inquiry password. At this time, you need to enter the correct telephone inquiry password to check the personal balance. Some places also have detailed fax services;
< p>4. SMS inquiry: SMS inquiry has a relatively low penetration rate in the current provident fund operations. Generally, the provident fund personal account number or ID number is entered into the designated service number, and then the other party automatically replies with a short message, and many places will also There is a delay. If you pay a provident fund today, it may take a few days to check it;5. Provident fund magnetic card inquiry: The magnetic card generally refers to the provident fund card. Inquiry machines are usually placed in the lobby of provident fund service halls or bank branches. The depositor first swipes his card on the inquiry machine. The inquiry machine reads the magnetic card information and enters the inquiry password to enter the inquiry. There is quite a lot of information that can be queried here, including balance, details, status and loan information;
6. Bank ATM machine or website inquiry: Provident fund centers in some places will jointly launch co-branded cards with banks. In this way, depositors can check their provident fund information directly at the ATM machine through their bank card and password, or they can check their balance and details online by entering their user name and password;
7. Unit Person in charge: This query method is the fastest, because each enterprise that pays provident funds will have a designated person in charge, and she will have a provident fund balance and detailed list in her hand. This table contains the payment information of each employee.
Housing provident fund withdrawal process:
1. The unit manager goes to the bank service outlet to purchase the "Housing Provident Fund Withdrawal Application Form" and cash (transfer) check;
< p>2. When employees apply to withdraw housing provident fund, they must provide relevant supporting materials to the unit in accordance with regulations. After verification by the unit, they fill in the "Housing Provident Fund Withdrawal Application Form" and cash (transfer) check, and stamp the reserved seal. Personal housing provident fund account When employees in households concentrated in the management center withdraw housing provident funds, they should bring relevant certification materials and apply directly to the business hall of the management center or the counter of the management department of the district or county branch center to apply;3. Employees should bring the "Housing Provident Fund Withdrawal Application" in accordance with regulations Please go to the bank service outlet (district and county branch center management department) to apply for withdrawal of housing provident fund; Submit the Acceptance Receipt to the employee for confirmation, and hand the copy of the Acceptance Receipt and the original supporting materials to the employee;
5. Transfer the withdrawn housing provident fund to the employee's joint housing provident fund savings account.
To sum up, under normal circumstances, after the employer handles the housing provident fund for its employees, it will inform the employees how to check the balance of the housing provident fund account. If the employees still do not understand anything, they can directly consult the employer Personnel responsible for personnel and labor work.
Legal basis:
Article 36 of the "Housing Provident Fund Management Regulations"
Employees and units have the right to inquire about the payment and deposit of housing provident funds by themselves and their units. , withdrawal status, the Housing Provident Fund Management Center and the entrusted bank shall not refuse.
If employees or units have objections to the balance in the housing provident fund account, they can apply for review by the entrusted bank; if they have objections to the review results, they can apply to the Housing Provident Fund Management Center for re-examination. The entrusted bank and housing provident fund management center shall provide a written reply within 5 days from the date of receipt of the application.
Employees have the right to expose, report and accuse misappropriation of housing provident funds.
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