How long is Alipay overdue and how long can it be eliminated?

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Alipay's flowers are one month overdue. Usually I just call myself to urge them. After a month, I will turn to a third party for collection. At this time, I have made many calls, and I may call my contacts.

Regarding door-to-door collection, I have never seen a door-to-door collection. I saw two real cases when I went to the company to collect money.

If the amount is relatively large and overdue for more than three months, a lawsuit may be brought.

Any form of lawyer's letter, collection letter, warning letter, door-to-door investigation letter, pre-litigation warning letter, etc. are just a means of collection.

If repayment is difficult, you can take the initiative to find Alipay customer service to apply for deferred repayment, truthfully explain the repayment difficulties, and need to negotiate an extension. Later, you will be asked to submit supporting certificates and provide them according to their requirements.

Matters concerning overdue handling of online commercial loans borrowed by Alipay;

The first one: the borrowing of flower buds can be negotiated together. For example, your flower bud 10000 yuan and loan arrears 10000 yuan add up to 20000 yuan. You can negotiate together or individually. It is recommended to negotiate together.

Second: At present, Alipay has only one policy, which is to postpone it for one to two years. The larger the amount, the longer the extension period, and there will be changes in the near future. Some only give it for three or six months. The extension policy may be cancelled at any time, so it is best to apply as soon as possible.

The third is: what is the amount of one-time repayment after the extension, and is there interest? During the extension period, the daily interest will be fifteen thousand yuan. I talked about this before, because some people can't talk about it, just tell you the benefits. I am here to tell you all the advantages and disadvantages. After the extension, when the principal is ready, you can call customer service to reduce most of the interest and pay it back (special application for special circumstances).

The fifth is: what if the extension cannot be repaid in one lump sum after it expires?

In this case, you'd better choose to return part or half to show your sincerity and then communicate. The problem should not be big, because the ultimate goal of the platform is to pay back the money, and all previous communication is recorded and can be found.

The last one is that the negotiation was postponed successfully. This arrears and credit information shows overdue status. If there is a demand for mortgage and car loan in recent years, it is not suitable for negotiation.