How to upgrade the second-class bank card to the first-class bank card? How to query the bank card category?

When we handle bank cards in banks, there are two types of bank cards, one is a kind of bank card, and the other is a bank card with many restrictions. So, how can the second type of bank card be upgraded to the first type of bank card? Let's take a look together.

How to upgrade the second-class bank card to the first-class bank card?

Upgrading the second-class card to the first-class card can be handled through mobile banking and bank outlets. Take China Construction Bank as an example. The process of mobile banking is as follows: log in to the mobile banking of China Construction Bank, click "Home-Account-Account Details-More" and select "Upgrade to Class I Account".

Investors can also go to bank outlets with their ID cards and second-class banks and handle the upgrade business through bank counters or ATMs.

It should be noted that the same person can only open a Class I account in the same bank, so the premise of upgrading a Class II card to a Class I card business is that there is no Class I account in the bank name. If you already have a Class I account in the bank, you need to downgrade or cancel the existing Class I account before upgrading your business.

How to query the bank card category?

Many investors feedback that they don't know what card their bank is or whether they hold a type of account. There are many ways to query the bank card category.

Users log in to mobile banking, enter "My", click on the bank card, and some banks will display the account type above the corresponding card number. SMS can also be used to query the type of bank card. Take China Construction Bank as an example, edit the short message "CXLX# account" and send it to 95533. In addition, bank counters or bank ATMs can also be inquired.