What should I do if I receive the short message of Pudong Development Risk Control and the quota of Pudong Development is reduced from 80,000 to 3,000?

Among the major commercial banks, Shanghai Pudong Development Bank has been relatively loose in the approval of credit card quotas, and it has also been well received by many users. Therefore, when many people apply for credit cards, the credit cards of Shanghai Pudong Development Bank have always been in the front. What should I do if I receive the short message of Pudong Development Risk Control and the quota of Pudong Development is reduced from 80,000 to 3,000?

What should I do if I receive a short message from Pufa Wind Control?

Generally speaking, most commercial banks will have a special system to monitor the consumption records of credit cards after approval. On the one hand, it is to ensure the security of cardholders' cards, on the other hand, it is to ensure the security of banks' funds.

If the cardholder's credit card suddenly has a large amount of consumption, it may trigger the alarm of the system, and the bank may directly control the cardholder's credit card. You can also issue a warning to the cardholder first and ask the cardholder for details.

If the cardholder receives the risk control SMS from Shanghai Pudong Development Bank and the credit card has been reduced, then it is necessary to understand the reasons for the reduction before taking corresponding measures. If it is because the cardholder has some illegal operations when using the credit card, the amount will be reduced. Then the cardholder needs to use the card normally within three months and then apply for withdrawal.

If it is because the cardholder has overdue behavior, then the cardholder needs to pay off the overdue amount and penalty interest before using the card normally. After three months, you can apply for withdrawal again.

If it's because cardholders use credit cards in some shops with large consumption limited by banks. The cardholder can keep the consumption voucher of the transaction and prove to the bank that he uses the card regularly. It is possible for the bank to lift the risk control and restore the quota after verification.

The above is the related content sharing of "Receiving Pufa Risk Control SMS", hoping to help everyone!