Isn't there 50,000 yuan on the gold card of Shenzhen Merchants Bank, which is deducted 10 every month?

The requirement that the gold card of Shenzhen Merchants Bank is exempt from the monthly account management fee is that the total assets of customers are above 50,000 yuan per month. For example, if a customer has a balance of 1 .5 million on a month/day, but the customer withdraws all the money on the 2nd, but the average daily deposit of the customer (calculated by 30 days in a month) is150/30 = 50,000, then the customer enjoys the privilege of exempting the account management fee this month.

Standard terms and conditions for bank use. Even if there was a clause that clearly stipulated "no charge for the time being", merchants should point out and remind customers when opening cards.

Extended information China Merchants Bank gold card management fee waiver conditions:

1, salary account, starting from 20 11July1,based on transactions paid within six months;

2. Enterprise annuity card (i.e. golden life card);

3. As long as the personal asset account being repaid (including housing mortgage loan, automobile consumption loan, comprehensive consumption loan, personal pledge loan, personal business loan, etc.). As a loan repayment account, the account management fee including the secondary deduction account can be reduced or exempted.

4. Third-party depository accounts (transfer agreements can only be reduced under normal conditions);

5. "All-in-one-card" gold card with the functions of "easy consumption" and "easy turnover" (the agreement status is not closed, including four States of opening, suspension, freezing and deactivation);

6. Pension accounts, subsistence allowances accounts, medical insurance accounts and unemployment insurance accounts are exempt from account management fees, and customers need to provide relevant certification materials issued by effective institutions such as government agencies, neighborhood committees and work units.

China Merchants Bank-China Merchants Bank "One Card" Gold Card