Citi SMS invites you to apply for a debit card. Is this card useful?

Debit cards have the following functions:

1, consumption. Cardholders can spend money or pay service fees in special merchants in accordance with the scope and methods stipulated by the issuing bank. Usually, they can pay in cash by showing their bank cards and entering reserved passwords or showing their identity documents.

2. Deposit and withdrawal and exchange. Cardholders can use bank cards for deposits, withdrawals (including remote and inter-bank withdrawals) and remittances.

3. Use of the unit card. The company card is not allowed to deposit or withdraw cash, and all funds in the company card are transferred out of basic account and deposited. The unit card can handle the settlement of commodity trading and labor supply funds, but it shall not be overdrawn.