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ICBC's credit card is 90 days overdue.
1. ICBC's credit card was overdue for 90 days, and it owed more than 3,000 yuan.
2. Point by point explanation:
A. First of all, your credit card debt is overdue due to your continuous financial shortage and your inability to repay on time;
B. Secondly, ICBC sends you a short message according to your overdue situation, asking for repayment within three days;
C ICBC claims that your behavior is suspected of violating the law, which may mean that the overdue credit card is a breach of contract, not a criminal offence.
3. Summary:
According to the short message sent by ICBC, your behavior is considered illegal, because your overdue repayment violates the credit card contract signed with ICBC. ICBC requires you to repay within three days. I hope you can pay off your debts as soon as possible to avoid further legal risks.
4. Extended information:
Overdue credit card is a civil breach of contract and has nothing to do with criminal offences. According to the laws of our country, the overdue repayment of credit card holders is a breach of contract, and banks have the right to take certain legal measures to recover the arrears, such as court proceedings and enforcement. Therefore, you need to contact ICBC as soon as possible to find out the detailed repayment methods or negotiate solutions to avoid further legal disputes.
The above is the answer to the question that ICBC's credit card is overdue for 90 days. I hope it helps you. For more information, please contact China Industrial and Commercial Bank in time and consult relevant professionals.
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