Is there a handling fee for atm cross-bank withdrawals?

Atm machines generally do not need to charge fees for cross-bank withdrawals.

From July 25th, 202 1, ATM withdrawals from industrial, agricultural, Chinese, construction, communications and postal savings banks are free.

According to the relevant regulations, there is no handling fee for withdrawals from the same bank, whether in different places or locally, but some banks charge handling fees for cross-bank withdrawals. Explain that as long as the money is transferred to the card of the corresponding bank for free through online banking and APP, it can be withdrawn for free.

1. Inter-bank withdrawal is a withdrawal from a non-deposit bank, which is generally used for ATM withdrawal. Cross-bank withdrawals generally charge fees ranging from 2 to 50 yuan, and some banks do not charge fees for the first 2 to 3 cross-bank withdrawals every month. After all state-owned banks implemented the 4 yuan standard of inter-bank charges in the same city, some joint-stock banks also formally raised this charge from 20 10.

From July 25th, 202 1, ATM withdrawals from industrial, agricultural, Chinese, construction, communications and postal savings banks are free.

Two. The relevant person in charge of the China Banking Regulatory Commission said that the focus of the new approach is:

1, focus on safeguarding the legitimate rights and interests of the people, and guarantee the people's right to know, choose independently, trade fairly and supervise the service of commercial banks;

2. Adhere to the reform direction of market-oriented pricing of service prices of commercial banks and encourage commercial banks to innovate;

3. Focus on regulating the service price behavior of commercial banks;

4. Strengthen the supervision and management of the service prices of commercial banks.

Three. 201February 1 1 The China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Measures for the Administration of Service Prices of Commercial Banks (Draft for Comment) for public comments. The Measures clearly distinguish between government pricing and market-regulated prices. Compared with the previous version, the regulatory penalties are more detailed, requiring commercial banks to fulfill their obligations of clearly marking prices and reporting, and price adjustments must be announced at least three months in advance.

On June 25th, 20021,China Banking Association and China Payment and Clearing Association, under the guidance of China Banking Regulatory Commission and the Central Bank, jointly issued the Proposal on Reducing the Inter-bank Cash Withdrawal Fees of Automatic Teller Machines (ATMs), proposing that commercial banks and clearing institutions should appropriately reduce the inter-bank cash withdrawal fees in the same city and in different places, and the charging standard should not exceed that of 3.5 yuan. According to the proposal, the relevant institutions will implement the fee reduction measures within one month.