How much can I get at the age of 60 after paying 500 pensions?

Can get about 2000 yuan. If you pay 500 yuan money every year, you can get a pension of about 2,000 yuan after you retire at the age of 60. Farmers' pension is calculated by the account of the basic pension processor, plus the subsidies given by the state, the basic pension subsidies to 55 yuan and the pension. When the payer reaches the national legal retirement age, he can get a pension of about 2000 yuan per month, but if he pays more, the pension is also high, which is in line with the principle of paying more and getting more. Payment standards in rural areas are divided into several grades: 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 800 yuan, 1000 yuan. Villagers can pay according to their own actual situation, which is the same as the characteristics of urban workers' endowment insurance, and both pay more and get more. Farmers can get a pension at the age of 60 if they pay 15 years. If the payment is not enough 15 years, it can be made up at an appropriate time. Of course, there is an age limit for paying back money. If you want to participate in insurance, you must calculate the time. There are also different payment standards for urban and rural residents' pensions, such as 200 yuan to 2,000 yuan. Generally speaking, there are five levels of urban and rural residents' pension standards, with annual contributions to 200 yuan, 300 yuan, 500 yuan, 2,000 yuan and 6,000 yuan. The payment period of endowment insurance lasts until retirement, and the shortest period is 15 years. If the accumulated payment is less than fifteen years when reaching the statutory retirement age, the payment can be made to fifteen years, and the basic pension will be paid monthly (the employer has no such provision, as long as it is paid during the signing period). Individuals pay 8% of the average salary of the previous year and deduct it directly from the salary; The enterprise pays 20% of the average salary of the previous year every month, which is deducted from the labor cost.

For farmers, it is indeed appropriate to insure agricultural endowment insurance. This is because rural old-age insurance needs to pay a premium of 15, and both men and women can receive pensions from the age of 60. If you haven't paid the fee of 15 by the age of 60, you can have sex once, which is the old-age security provided by the state to our farmers. The premium of rural endowment insurance varies from 200 yuan, 300 yuan and 400 yuan to several thousand yuan according to different regions. You can choose freely according to your own economic situation. Payment is usually made annually and subsidized by different payment rates we choose. The friend mentioned at the beginning of this article is now 49 years old. He paid three years' old-age insurance and 500 yuan premium every year, which is a low level in rural areas. After paying 15, he will receive a basic pension every month at the age of 60.

Endowment insurance is only paid for three years, and the rest 12 years can be paid in one lump sum. According to the relevant laws and regulations on the old-age insurance for urban and rural residents, the insured who has received less than 15 years of benefits can pay the remaining 12 years of old-age insurance in one lump sum, because the pension collection procedure is carried out at the age of 60. If they pay 500 yuan RMB every year, they need to pay 6000 RMB for the retroactive part of 12. Pension is divided into two parts: basic pension and personal account pension. The basic pension is fully allocated by China's finance. At present, the basic pension in most places is about 120 yuan, and it is adjusted and increased every year according to the economic development.

Personal account pension is paid according to the total value of personal account 139 months. Pay 500 yuan RMB to subsidize 60 yuan every month, but the subsidy is only 180 yuan for three years, and there is no relevant subsidy for one sexual intercourse 12 years. The calculation results show that if you pay 500 yuan for three years and subsidize 60 yuan every year, you can get 560 yuan's personal account every year. You can get a personal account 1680 yuan in three years and pay 6000 yuan at a time. The accumulated amount of personal account is 7680 yuan, divided by 1.39 months, you can get a personal account pension of 55.3 yuan per month. The monthly pension amount is 120 yuan +55.3 yuan, namely 175.3 yuan.

To sum up, a 59-year-old rural friend pays 500 yuan's old-age insurance every year, and it only takes three years to pay 12 yuan once, totaling 6,000 yuan. After the payment is completed, he can receive a basic pension at the age of 60. According to the payment, you will get a monthly pension 175, 3 yuan, and an annual pension of 2 103.6 yuan. From a numerical point of view, the amount of pension received each month is not high, but the premium itself is relatively low, which should be cost-effective from the perspective of investment income, because the pension premium paid can be fully recovered in less than four years.

Legal basis:

Article 12 of the Social Insurance Law, the employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.