1069 is it true that the collection message at the beginning said to sue me?

First of all, you can be sure that the collection messages starting with 1069 are generally true. Because the number starting with 1069 is very common in commercial SMS platforms, based on the three major operators, it is easy to realize SMS group sending through the Internet and big data. Therefore, the collection message at the beginning of 1069 is also commonly used by large and small lending institutions.

Secondly, we should understand that a lender who says that he wants to sue is not the same as one who has already sued. If the short message at the beginning of 1069 tells the institution that the borrower has been sued, it is nine times out of ten to scare the borrower to achieve the purpose of urging him to pay back the arrears. Because once a lawsuit is filed, the court will inform the borrower of the summons by mail or telephone as soon as possible.

The state has very strict supervision over the collection of small loans, especially the prohibition of violent collection. In the case of limited means, the collector will choose to pretend to sue the borrower in the short message content to scare the borrower. If the borrower is really uneasy, he can also choose to find official website in the local court to inquire about the specific situation. If there is a case number, it means that the borrower has indeed been sued. If not, it means that the prosecution is nonsense.

Extended data:

Differences between SMS messages starting with 1068 and 1069:

First of all, we should know that many domestic business short messages start with the number 106, and there are also many short message numbers that start with the number 106. Generally, the Ministry of Industry and Information Technology applies for issuance in a unified way and manages it in a unified way, and directly cooperates with the three major operators, such as 1065,1069,068.

The short message number at the beginning of 1069 has cooperation with the three major operators, and its business scope is very wide, while the short message number at the beginning of 1068 is mainly the cooperation of mobile operators. 106 1, 1064 and 1067, 1068 are all spare number segments, which are used for cross-provincial or nationwide business short message service, usually with 1069 or1.

Under normal circumstances, users receive a dunning message from loans overdue, which generally starts with 1069. If you receive a letter starting with 1068, it is suggested that users can directly call the customer service phone of the lending institution to ask whether it is really overdue.

Will the bank send a message with 1069?

Yes, the words beginning with 1069 are basically dunning from the platform. In order to save trouble, banks generally use this method for batch dunning, which is a common dunning method for most lending institutions. If users doubt the authenticity, they can also go to the bank counter to learn more.

Mediation after receiving 12368 message:

After loans overdue, many people will receive a short message starting with 12368, telling borrowers that they have filed a lawsuit, and many borrowers want to mediate with the lending platform and let the lending platform drop the lawsuit.

First of all, the borrower should call the overdue loan platform to confirm whether the lawsuit is true or false.

After all, under normal circumstances, few lending platforms will actually sue borrowers, unless the borrower owes a large amount, the overdue time is more than 3 months, and multiple collections may be prosecuted. In fact, most people who send text messages to sue are not. They just want to put pressure on borrowers by sending text messages and use their panic to make them repay as soon as possible.

If the borrower is not prosecuted, it is recommended to negotiate with the loan platform to see if the interest can be reduced or personalized installment can be handled. After the negotiation is successful, the repayment pressure of the borrower will be much less. The key is that the collection will be temporarily stopped and there will be no interest rolling.

If the borrower is really sued, it is best to appear in court on his own initiative at the designated court time, regardless of whether he has the ability to repay. Loans overdue's prosecution is generally a civil dispute. Borrowers don't have to be afraid that they will be arrested and imprisoned, as long as they don't have the ability to refuse repayment.

After all, even if you don't attend the trial, you will be tried in absentia. It is better to participate and fight for your rights. After the borrower appears in court, he can try to negotiate repayment with the loan platform again under the mediation of the court, and provide sufficient and powerful data proof, including income proof and poverty proof. Prove that you have the ability to repay, but not yet.

If the mediation is successful, the loan platform and the borrower will re-sign the loan contract after reaching a negotiated repayment agreement. The borrower can repay the loan according to the repayment amount and date agreed in the new contract, and may not default for the second time, otherwise the consequences will be more serious.